Sacramento County property record for 4230 Younger Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,267 sqft · built 1991 |
| Lot Size | 0.074 acres (3,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Dec 2023) |
| Tax Bill | $5,046 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 230-0790-046-0000 |
| Primary APN | 230-0790-046-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,267 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,214 sqft (0.074 acres) |
| Garage Area | 389 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4230 YOUNGER WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-10 |
| Legal Description | PCL 3, PM 119-14, EXC THE N 37.5 THEREOF. CONTG 3,214 SQ FTM/L. |
| Legal Subdivision | PARCEL MAP WAIVER |
| Legal Lot Number | 3A |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7603 |
Source: Sacramento County assessment roll, APN 230-0790-046-0000, as of July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING |
| Dec 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW AMERICAN FUNDING |
| Dec 20, 2023 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG |
| Jun 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIGITAL EMP FCU |
| May 21, 2018 | Grant Deed, Transfer · Conventional Mortgage AMERICAN INTERNET MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 20, 2023 · Amount on Record |
| Deed Sale | Dec 20, 2023 · Amount on Record |
| Prior Sale | May 21, 2018 · Amount on Record |
| Deed Book / Page | 20231220 / 365 |
| Prior Transfer Date | Aug 20, 2001 |
| Prior Transfer Doc | 2001001284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Document Number | 0000000572 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 202510310572 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3441 DATA DR 449, 449, RANCHO CORDOVA, CA 95670-7301 |
| Document Number | 0000000126 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 2022011000126 |
| Name | AMERICAN INTERNET MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1100 HOWE AVE 157, 157, SACRAMENTO, CA 95825-3468 |
| Document Number | 0000000368 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202312200368 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Feb 13, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1100 HOWE AVE 157, 157, SACRAMENTO, CA 95825-3468 |
| Document Number | 0000000368 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202312200368 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Feb 13, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Dec 20, 2023 |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Document Number | 0000000365 |
| Map Reference | MB 119 MAP 14 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 202312200365 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2024 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Document Number | 0000000366 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202312200366 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Number | 0000000367 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202312200367 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 362 Months |
| Due | Feb 13, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Document Number | 2006010530 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Address | 3441 DATA DR #449 RANCHO CORDOVA CA 956707301, 449, RANCHO CORDOVA, CA 95670-7301 |
| Document Number | 2006010530 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 2006010530 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Document Number | 1906130766 |
| Instrument Date | Jun 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE |
| Name | Verified Name |
|---|---|
| Address | 4361 MONHEGAN WAY MATHER CA 956553042, MATHER, CA 95655-3042 |
| Document Number | 1906130766 |
|---|---|
| Date | Jun 13, 2019 |
| Instrument | 1906130766 |
| Name | DIGITAL EMP FCU |
|---|---|
| Type | Credit Union |
| Address | MARLBOROUGH, MA 01752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2034 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 21, 2018 |
| Property Address | 4230 YOUNGER WAY, CARMICHAEL, CA 95608-6648 |
| Document Number | 1805210531 |
| Instrument Date | May 15, 2018 |
| Instrument | 1805210531 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4361 MONHEGAN WAY MATHER CA 956553042, MATHER, CA 95655-3042 |
| Document Number | 1805210532 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 1805210532 |
| Name | AMERICAN INTERNET MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2048 |
Source: Sacramento County assessment roll as of July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $431,764 (+2%) Land $145,505 Building $286,259 | |
| 2025 | $5,046.00 (+0.96%) | $423,299 (+33.47%) Land $142,652 Building $280,647 |
| 2024 | $4,998.00 (+24.24%) | |
| 2023 | $4,023.00 (+6.37%) | $317,153 Land $106,879 Building $210,274 |
| 2022 | $3,782.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670076032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 364 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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