Cherokee County property record for 4230 River Hill Rd, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $149 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 453500059985000 |
| Primary APN | 453500059985000 |
|---|---|
| Alternative APN |
|
| Lot Area | 43,560 sqft (1 acres) |
|---|---|
| Lot Width | 521 ft Width |
| Porch | Porch |
| Porch Area | 208 sqft |
| Account Number | 55695 |
|---|---|
| Street Address | 4230 RIVER HILL RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-1795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FR WILLIAMSON 440/165 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 930603 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4230 RIVER HILL RD, MURPHY, NC 28906-1795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| Sep 24, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2021 |
| Deed Sale | Sep 24, 2021 |
| Deed Document Number | 6428 |
| Deed Book / Page | 1691 / 1308 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 4230 RIVER HILL RD, MURPHY, NC 28906-1795 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001795/136 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 1795/136 |
| Instrument | 601 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | 500 ALCOA TRL, MARYVILLE, TN 37804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Sep 24, 2021 |
| Property Address | 4230 RIVER HILL RD, MURPHY, NC 28906-1795 |
| Document Number | 01691/1308 |
| Book / Page | 1691 / 1308 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 6428 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4135 RIVER HILL RD, MURPHY, NC 28906-8468 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4230 RIVER HILL RD, MURPHY, NC 28906-1795 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $149.00 | $21,180 (-) | $21,180 (-) Land $9,100 Building $12,080 |
| 2023 | $21,180 | $21,180 Land $9,100 Building $12,080 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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