4230 E Spur Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4230 E Spur Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,539 sqft · built 1998
Lot Size	0.154 acres (6,725 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Aug 2026)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`212-12-356`

Property Details

APN / Parcel Number

Primary APN	`212-12-356`
Alternative APN	`212123564`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,539 sqft Living Area
Gross Area	2,699 sqft
1st Floor Area	1,281 sqft
2nd Floor Area	1,258 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,725 sqft (0.154 acres)
Parking Spaces	2 Parking Spaces
Pool Area	385 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4230 E SPUR DR
City	CAVE CREEK
State	AZ
Zip	85331-2641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	TATUM HIGHLANDS PARCEL TWO SOUTH MCR 403-50
Legal Subdivision	TATUM HIGHLANDS PARCEL TWO SOUTH
Legal Lot Number	53
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2019
Census Tract	613300

Owner

Source: Maricopa County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 28, 2017	Beneficiary Deed, Transfer
Jan 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on Record
Deed Sale	Aug 24, 2026 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Deed Document Number	2026498073
Prior Transfer Date	Jul 28, 2026
Prior Transfer Doc	0000498073
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 24, 2026
Property Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641
Document Number	0000498073
Instrument Date	Jul 28, 2026
Instrument	2026498073
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	ATI TITLE COMPANY (ATI), CLEAR TITLE AGENCY OF ARIZONA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641

Mortgage

Document Number	0000498074,
Date	Aug 24, 2026
Instrument	2026498074

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641

Mortgage

Document Number	0001008014
Date	Oct 20, 2020
Instrument	20201008014

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

April 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 28, 2017
Property Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641
Document Number	0000306405
Map Reference	MB 403 PG 50
Instrument Date	Jan 6, 2017
Instrument	2017-0306405
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 11, 2017
Property Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641
Document Number	0000021784
Map Reference	MAP403 PG50
Instrument Date	Dec 20, 2016
Instrument	2017-0021784
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 E SPUR DR, CAVE CREEK, AZ 85331-2641

Mortgage

Document Number	0000021785
Date	Jan 11, 2017
Instrument	2017-0021785

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,080 (+57.95%)	$590,800 (+1.58%) Land $118,100 Building $472,700
2025	$2,215.00 (+7.26%)	$37,405 (-39.34%)	$581,600 (-5.68%) Land $116,300 Building $465,300
2024		$61,660	$616,600 Land $123,300 Building $493,300
2023	$2,065.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	6 (2002–2026)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 61% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: AirFiber WISP, BAM Broadband.

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