4230 E Ermina Ave, Spokane, WA 99217 Property Records

Spokane County property record for 4230 E Ermina Ave, Spokane, WA 99217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,892 sqft · built 1993
Lot Size	0.185 acres (8,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jul 2026)
Tax Bill	$3,078 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35104.1407`

Property Details

APN / Parcel Number

Primary APN	`35104.1407`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	1,950 sqft
1st Floor Area	992 sqft
Basement Area	958 sqft
Finished Basement	900 sqft
Unfinished Basement	58 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,060 sqft (0.185 acres)
Lot Dimensions	124 ft deep x 65 ft wide
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4230 E ERMINA AVE
City	SPOKANE
State	WA
Zip	99217-7271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	UPRIVER DRIVE ESTATES L7 B6
Legal Range	43E
Legal Township	25N
Legal Section	10
Legal Subdivision	UPRIVER DRIVE ESTATES
Legal Block	6
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3047
Census Tract	14400

Owner

Source: Spokane County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4230 E ERMINA AVE, SPOKANE, WA 99217-7271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · FHA Mortgage SUNFLOWER BANK
Jun 23, 2017	Warranty Deed, Transfer · Conventional with PMI BOEING EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Jun 23, 2017 · Amount on Record
Deed Document Number	20267499503
Prior Transfer Date	Feb 27, 2013
Prior Transfer Doc	0006183936
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 2, 2026
Property Address	4230 E ERMINA AVE, SPOKANE, WA 99217-7271
Document Number	0007499503
Instrument Date	Jun 24, 2026
Instrument	20267499503
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	VISTA TITLE INC, VISTA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$574,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 E ERMINA AVE, SPOKANE, WA 99217-7271

Mortgage

Document Number	0007499504,
Date	Jul 2, 2026
Instrument	20267499504

Lender

Name	SUNFLOWER BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

Mortgage

Document Number	0007499505,
Date	Jul 2, 2026
Instrument	20267499505

Lender

Name	STATE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 23, 2017
Property Address	4230 E ERMINA AVE, SPOKANE, WA 99217-7271
Document Number	0006615025
Instrument Date	Jun 21, 2017
Instrument	6615025
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,764.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4230 E ERMINA AVE SPOKANE WA 992177271, SPOKANE, WA 99217-7271

Mortgage

Document Number	6615026
Date	Jun 23, 2017
Instrument	6615026

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,078.00 (+4.55%)	$296,400 (-6.44%) Land $80,000 Building $216,400	$296,400 (-6.44%) Land $80,000 Building $216,400
2025	$2,944.00 (-5.03%)
2024		$316,800 (+44.39%) Land $75,000 Building $241,800	$316,800 (+44.39%) Land $75,000 Building $241,800
2023	$3,100.00 (+20.62%)	$219,400 Land $45,000 Building $174,400	$219,400 Land $45,000 Building $174,400
2022	$2,570.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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