4230 Durango Ln, Memphis, TN 38109 Property Records

Shelby County property record for 4230 Durango Ln, Memphis, TN 38109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,010 sqft · built 1993
Lot Size	0.21 acres (9,153 sqft)
Owner	Individual Name on Record
Last Sale	$51,000 (Apr 2022)
Tax Bill	$603 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-2029-0-0001`

Property Details

APN / Parcel Number

Primary APN	`08-2029-0-0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,010 sqft Living Area
1st Floor Area	1,010 sqft
Utility Area	20 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,153 sqft (0.21 acres)
Lot Dimensions	113 ft deep x 81 ft wide
Porch	Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4230 DURANGO LN
City	MEMPHIS
State	TN
Zip	38109-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SS WAGON TRAIL LN COR DURANGO LN SE
Legal Subdivision	DURANGO
Legal Lot Number	94
Jurisdiction	SHELBY TN
Township / Civil Division	9
Census Block Group	1
Census Block	1010
Census Tract	22210

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4230 DURANGO LN, MEMPHIS, TN 38109-4723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Mar 21, 2001 · Amount on Record
Deed Document Number	202241507
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 12, 2022
Property Address	4230 DURANGO LN, MEMPHIS, TN 38109-4723
Document Number	0022041507
Map Reference	MB 45 PG 9
Instrument Date	Apr 11, 2022
Instrument	22041507
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	NOT AVAILABLE, OMEGA T&E SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 DURANGO LN, MEMPHIS, TN 38109-4723

Mortgage

Document Number	0022041508
Date	Apr 12, 2022
Instrument	22041508

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4230 DURANGO LN, MEMPHIS, TN 38109-4723
Document Number	0000010821
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4230 DURANGO LN MEMPHIS TN 381094723, MEMPHIS, TN 38109-4723

Mortgage

Document Number	0000010821
Date	Jan 30, 2020
Instrument	10821

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	264 Months
Due	Jan 29, 2042

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (-25.92%)	$22,450 (+67.85%) Land $2,500 Building $19,950	$89,800 (+67.85%) Land $10,000 Building $79,800
2023		$13,375 Land $2,050 Building $11,325
2022	$814.00
2021			$53,500 Land $8,200 Building $45,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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