4230 166th Ln, Lowell, IN 46356 Property Records

Lake County property record for 4230 166th Ln, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,928 sqft · built 2024
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on File
Last Sale	$993,137 (Nov 2023)
Tax Bill	$1,456 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45-20-18-127-001.000-007`

Property Details

APN / Parcel Number

Primary APN	`45-20-18-127-001.000-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,928 sqft Living Area
Gross Area	8,294 sqft
1st Floor Area	2,464 sqft
Basement Area	2,464 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Masonry / Concrete Block
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Garage Area	902 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4230 166TH LN
City	LOWELL
State	IN
Zip	46356-7171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAYTHORNE PHASE II UNIT A LOT 33
Legal Subdivision	GRAYTHORNE PHASE II
Legal Phase	II
Legal Lot Number	33
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	3
Census Block	3001
Census Tract	43405

Owner

4230 166th Ln is owned by a company that bought it in November 2023.

Source: Lake County records, as of May 5, 2026

Owner of Record	Company Name on File
Mailing Address	4230 166TH LN, LOWELL, IN 46356-7171
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Nov 13, 2023	Intrafamily Transfer, Transfer · Construction Mortgage FIRST MERCHANTS BANK
May 12, 2023	Warranty Deed, Transfer COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY
May 12, 2023	Warranty Deed, Transfer COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY
Sep 2, 2022	Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2023 · Amount on File
Deed Sale	Nov 13, 2023 · Amount on File
Prior Sale	May 12, 2023 · Amount on File
Deed Document Number	2023537200
Prior Transfer Date	Nov 6, 2023
Prior Transfer Doc	0000037200
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Apr 23, 2026
Property Address	4230 166TH LN, LOWELL, IN 46356-7171
Document Number	0000516235
Instrument Date	Apr 2, 2026
Instrument	2026516235
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	4230 166TH LN, LOWELL, IN 46356-7171

Mortgage

Document Number	0000516235,
Date	Apr 23, 2026
Instrument	2026516235

Lender

Name	FIRST MERCHANTS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Nov 13, 2023
Property Address	4230 166TH LN, LOWELL, IN 46356-7171
Document Number	0000037200
Map Reference	MB 113 PG 76
Instrument Date	Nov 7, 2023
Instrument	2023-537200
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4230 166TH LN, LOWELL, IN 46356-7171

Mortgage

Document Number	0000037201
Date	Nov 13, 2023
Instrument	2023-537201

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	5.5%
Max Rate At Change	9.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12.5%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 12, 2023
Property Address	4230 166TH LN, LOWELL, IN 46356-7171
Document Number	0000014103
Map Reference	MB 113 PG 76
Instrument Date	May 10, 2023
Instrument	2023-514103
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 166TH LN, LOWELL, IN 46356-7171

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 12, 2023
Property Address	4230 166TH LN, LOWELL, IN 46356-7171
Document Number	0000014103
Map Reference	MB 113 PG 76
Instrument Date	May 10, 2023
Instrument	2023-514103
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 166TH LN, LOWELL, IN 46356-7171

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Sep 2, 2022
Property Address	4230 166TH LN, LOWELL, IN 46356-7171
Document Number	0000035619
Map Reference	MB 113 PG 76
Instrument Date	Aug 26, 2022
Instrument	2022-535619
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7003 W 205TH AVE, LOWELL, IN 46356-9767

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$746,900 Land $123,600 Building $623,300	$746,900 Land $123,600 Building $623,300
2024	$1,456.00
2023		$89,000 (+2,442.86%) Land $89,000	$89,000 (+2,442.86%) Land $89,000
2022	$1,581.00 (+2,259.7%)	$3,500 Land $3,500	$3,500 Land $3,500
2021	$67.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4230 166th Ln in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	58 (1978–2019)
Claims Outside the SFHA	4 of 58
Most Recent Claim	Mar 2019 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Feb 2018 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4230 166th Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 99.8% of Indiana
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 166th Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures