423 Windsor St, Reading, PA 19601 Property Records

Berks County property record for 423 Windsor St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,944 sqft · built 1910
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$134,900 (Mar 2021)
Tax Bill	$1,789 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-50-75-4286`

Property Details

APN / Parcel Number

Primary APN	`5307-50-75-4286`
Alternative APNs	`14-5307-50-75-4286` `14000116` `000116`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14000116
Street Address	423 WINDSOR ST
City	READING
State	PA
Zip	19601-2119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2004
Census Tract	400

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 WINDSOR ST, READING, PA 19601-2119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMETAP EQUITY PARTNERS LLC
Mar 9, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 30, 2020	Grant Deed, Transfer CAPITAL ASSURANCE GROUP, CAPITAL ASSURANCE GRP
Feb 26, 2018	Grant Deed, Transfer STEWART ABSTRACT AND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	202110282
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Recording Date	Apr 24, 2026
Property Address	423 WINDSOR ST, READING, PA 19601-2119
Document Number	0000012512
Instrument Date	Apr 13, 2026
Instrument	202612512
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 WINDSOR ST, READING, PA 19601-2119

Mortgage

Document Number	0000012512,
Date	Apr 24, 2026
Instrument	202612512

Lender

Name	HOMETAP EQUITY PARTNERS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2036

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 9, 2021
Property Address	423 WINDSOR ST, READING, PA 19601-2119
Document Number	0000010282
Instrument Date	Feb 16, 2021
Instrument	2021010282
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,349.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	423 WINDSOR ST, READING, PA 19601-2119

Mortgage

Document Number	0000010283
Date	Mar 9, 2021
Instrument	2021010283

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Jul 30, 2020
Property Address	423 WINDSOR ST, READING, PA 19601-2119
Document Number	0000025523
Instrument Date	Jul 23, 2020
Instrument	25523
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	CAPITAL ASSURANCE GROUP, CAPITAL ASSURANCE GRP

Transaction

Amount	Amount Recorded
Tax	$650.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43 HILGERT AVE SHILLINGTON PA 196072319, SHILLINGTON, PA 19607-2319

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 26, 2018
Property Address	423 WINDSOR ST, READING, PA 19601-2119
Document Number	0000006304
Instrument Date	Feb 21, 2018
Instrument	6304
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	STEWART ABSTRACT AND TITLE

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	900 CENTRE AVE READING PA 196012106, READING, PA 19601-2106

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,789.00 (+4.01%)	$63,400 (-) Land $9,600 Building $53,800	$9,600 (-) Land $9,600
2025	$1,720.00 (+2.5%)	$63,400 (-) Land $9,600 Building $53,800	$9,600 (-84.86%) Land $9,600
2024	$1,678.00	$63,400 Land $9,600 Building $53,800
1994			$63,400 Land $9,600 Building $53,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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