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423 Winding Stream Rd, Spring City, PA 19475 Property Records

Chester County property record for 423 Winding Stream Rd, Spring City, PA 19475

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,262 sqft · built 1999
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$185,090 (Feb 2000)
Tax Bill$706 (2026)
Deeds & MortgagesAug 2023 Mortgage
Jun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-6-154

Property Details

APN / Parcel Number

Primary APN21-6-154
Alternative APNs
  • 2106 01540000
  • 2106 0154

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,262 sqft Living Area
Gross Area2,762 sqft
Basement Area560 sqft
Finished Basement560 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area10,000 sqft (0.23 acres)
View / LotNeighborhood
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address423 WINDING STREAM RD
CitySPRING CITY
StatePA
Zip19475-1681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLOT 118 & DWG
Legal SubdivisionSTONEY RUN
Legal Lot Number118
JurisdictionCHESTER PA
Township / Civil DivisionEAST VINCENT
Census Block Group5
Census Block5004
Census Tract311000

Owner

Source: Chester County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address423 WINDING STREAM RD, SPRING CITY, PA 19475-1681
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jun 15, 2019Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2000 · Amount on Record
Deed SaleFeb 3, 2000 · Amount on Record
Deed Document Number20008225
Deed Book / Page4707 / 2387
Last Transfer DateFeb 21, 2001
Transfer Doc0000055024
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address423 WINDING STREAM RD, SPRING CITY, PA 19475-1681
Transaction TypeMortgage
Record UpdatedAug 28, 2023
Title CompanyPATRIOT LAND TRANSFER INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 WINDING STREAM RD, SPRING CITY, PA 19475-1681

Mortgage

Document Number0110950411
DateAug 14, 2023
Book Page11095/411
Instrument11988797
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2043

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER PA
Property Address423 WINDING STREAM RD, SPRING CITY, PA 19475-1681
Document Number0099551000
Instrument DateJun 15, 2019
Transaction TypeMortgage
Record UpdatedJul 22, 2019
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 WINDING STREAM RD SPRING CITY PA 194751681, SPRING CITY, PA 19475-1681

Mortgage

Document Number0099551000
DateJul 8, 2019
Book Page009955/001000
Instrument11674742
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 7, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chester County assessment roll, as of May 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyChester County
County SubdivisionEast Vincent Township
Unified School DistrictOwen J. Roberts School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$706.00 (-89.41%)$162,250 (-) Land $35,400 Building $126,850$162,250 (-) Land $35,400 Building $126,850
2024$6,664.00$162,250 Land $35,400 Building $126,850
1998$162,250 Land $35,400 Building $126,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPA AMERICAN ROYERSFORD
private · serves 49,508 people · EPA ID PA1150166
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250

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