423 Willow Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 423 Willow Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,850 sqft · built 1974
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Nov 2020)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`329C228`

Property Details

APN / Parcel Number

Primary APN	`329C228`
Alternative APN	`6121182`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,171 sqft
Basement Area	679 sqft
Finished Basement	679 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	22,651 sqft (0.52 acres)

Exterior Amenities

Porch	Porch
Porch Area	89 sqft
Patio Area	64 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	423 WILLOW RD
City	SALISBURY
State	NC
Zip	28147-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15 B5
Legal Subdivision	ROLLING HILLS
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	5
Census Block	5006
Census Tract	51303

Owner

Source: Rowan County records · APN 329C228

Assessment roll updated August 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	423 WILLOW RD, SALISBURY, NC 28147-7749
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Oct 29, 2007 · Amount on Record
Deed Book / Page	1361 / 372
Prior Transfer Date	Jan 26, 2005
Prior Transfer Doc	0010280376
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 19, 2020
Property Address	423 WILLOW RD, SALISBURY, NC 28147-7749
Document Number	0013610372
Book / Page	1361 / 372
Map Reference	MB 9995 PG 1220
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021
Title Company	SOUTHERN HOMES TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6530 NC HWY 73 E, 6530, MOUNT PLEASANT, NC 28124-9572

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1361373
Date	Nov 19, 2020
Instrument	1361/373

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Dec 01, 2025
Min Rate At Change	4.25%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,367.00	$197,973 (-) Land $35,000 Building $162,973
2023	$2,367.00	$197,973 Land $35,000 Building $162,973	$197,973 Land $35,000 Building $162,973

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590513035, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2004–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2020 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 182 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SALISBURY-ROWAN serves 46,156 people
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.