Charlotte County property record for 423 Whites Chapel Rd, Phenix, VA 23959
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,296 sqft · built 2006 |
| Lot Size | 24.6 acres (1,073,754 sqft) |
| Owner | Individual Name on File |
| Last Sale | $387,500 (Feb 2021) |
| Tax Bill | $1,764 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-A---26-E |
| Primary APN | 013-A---26-E |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,296 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Roof Type | Gable |
| Lot Area | 1,073,754 sqft (24.6 acres) |
| Street Address | 423 WHITES CHAPEL RD |
|---|---|
| City | PHENIX |
| State | VA |
| Zip | 23959-2333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 471/35 DB 356/639 RO CREEK |
| Jurisdiction | CHARLOTTE VA |
| Township / Civil Division | MADISON |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 930102 |
423 Whites Chapel Rd is owned and occupied by an individual who bought it in February 2021.
Source: Charlotte County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 WHITES CHAPEL RD, PHENIX, VA 23959-2333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2021 · Amount on File |
| Deed Sale | Feb 3, 2021 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 423 Whites Chapel Rd was $1,764.
Source: Charlotte County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Charlotte County |
| Unified School District | Charlotte County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,764.00 | $430,389 Land $70,401 Building $359,988 | $430,389 Land $70,401 Building $359,988 |
| 2023 | $1,719.00 | $277,361 Land $50,541 Building $226,820 | $277,361 Land $50,541 Building $226,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Whites Chapel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Whites Chapel Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
No cell data coverage reported
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