423 Watson St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 423 Watson St, Davidson, NC 28036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,719 sqft · built 2018
Lot Size0.356 acres (15,538 sqft)
OwnerIndividual Name on File
Tax Bill$9,884 (2023)
Deeds & MortgagesSep 2018 Line of Credit
May 2020 Transfer
Flood ZoneZone X (minimal risk)
APN003-273-13

Property Details

APN / Parcel Number

Primary APN003-273-13

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,719 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area15,538 sqft (0.356 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number003-273-13
Street Address423 WATSON ST
CityDAVIDSON
StateNC
Zip28036-9398
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVI
Legal DescriptionL37 M6-445
Legal SubdivisionPALOMINO MILL VILLAGE PROP
Legal Lot Number37
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1026
Census Tract6403

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 WATSON ST, DAVIDSON, NC 28036-9398
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
May 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleAug 14, 2014 · Amount on Record
Last Transfer DateMay 29, 2020
Transfer Doc0000077169
Record UpdatedJun 7, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address423 WATSON ST, DAVIDSON, NC 28036-9398
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114978
DateSep 11, 2018
Book Page32967/135
Instrument2018114978
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 23, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateMay 29, 2020
Property Address423 WATSON ST, DAVIDSON, NC 28036-9398
Document Number0000077169
Book / Page034627 / 000702
Instrument DateMay 20, 2020
Instrument77169
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address423 WATSON ST DAVIDSON NC 280369398, DAVIDSON, NC 28036-9398
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Nearby Properties on Watson St

Nearby Streets

Search Property Records by Address or Parcel Number