423 W Shore Dr, Cairo, MO 65239 Property Records

Randolph County property record for 423 W Shore Dr, Cairo, MO 65239

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1993
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2018 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`02-4.0-17.0-0.0-000-049.000`

Property Details

APN / Parcel Number

Primary APN	`02-4.0-17.0-0.0-000-049.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Other
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	75 ft deep x 50 ft wide
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Baseboard

Location & Zoning

Street Address	423 W SHORE DR
City	CAIRO
State	MO
Zip	65239
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEW HILLS ADD...HOLIDAY ACRES LAKE: LOT 1A, BLK 3. ALSO BEGIN AT SW CORNER OF LOT 1-A, TH N ALONG W LINE OF LOT 1-A 75', TH S
Legal Range	14W
Legal Township	55N
Legal Section	17
Legal Subdivision	NEW HILLS ADD
Legal Block	3
Legal Lot Number	1A
Jurisdiction	RANDOLPH MO
Township / Civil Division	CAIRO
Census Block Group	1
Census Block	1084
Census Tract	490100

Owner

Source: Randolph County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2641 COUNTY ROAD 2965, CLARK, MO 65243-3438
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONAL MISSOURI BANK
May 30, 2018	Deed of Trust, Mortgage COUNTY BANK
May 30, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2024
Deed Sale	Dec 31, 2024
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	20244114
Deed Book / Page	952 / 872
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	423 W SHORE DR, CAIRO, MO 65239
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	930/2160
Date	Aug 20, 2021
Book Page	930/2160
Instrument	20213202

Lender

Name	REGIONAL MISSOURI BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH MO
Property Address	423 W SHORE DR, CAIRO, MO 65239
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000896/0000000366
Date	May 30, 2018
Book Page	0000000896/0000000366

Lender

Name	COUNTY BANK
Type	Bank

Agreement

Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH MO
Recording Date	May 30, 2018
Property Address	423 W SHORE DR, CAIRO, MO 65239
Document Number	896/364
Book / Page	896 / 364
Instrument Date	May 24, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1424 TRAILS END, MOBERLY, MO 65270-2941

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Randolph County
Unified School District	Northeast Randolph County R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,390 (-) Land $2,623 Building $14,767	$91,500 (-) Land $13,800 Building $77,700
2025	$1,024.00 (+7.34%)	$17,390 (+7.68%) Land $2,623 Building $14,767	$91,500 (+7.67%) Land $13,800 Building $77,700
2024	$954.00
2023		$16,150 Land $2,281 Building $13,869	$84,980 Land $12,000 Building $72,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACON CO PWSD 1 serves 12,865 people · EPA ID MO2024363
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Chariton Valley Communication Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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