423 W Shepard St, Glencoe, OK 74032 Property Records

Payne County property record for 423 W Shepard St, Glencoe, OK 74032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,176 sqft · built 1957
Lot Size	0.402 acres (17,501 sqft)
Owner	Individual Name on File
Tax Bill	$594 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20N03E-12-1-GO700-046-0008`

Property Details

APN / Parcel Number

Primary APN	`20N03E-12-1-GO700-046-0008`
Alternative APNs	`600014598` `14598`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	17,501 sqft (0.402 acres)
Lot Dimensions	125 ft deep x 140 ft wide
Garage Type	Carport
Garage Area	330 sqft
Carport	Carport
Carport Area	330 sqft
Porch	Slab
Porch Area	72 sqft
Utility Building	840 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	14598
Street Address	423 W SHEPARD ST
City	GLENCOE
State	OK
Zip	74032-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG TOWN GLENCOE BLK 46 LOT 8-12
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Subdivision	ORIG TOWN GLENCOE
Legal Block	46
Legal Lot Number	8-12
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2087
Census Tract	11101

Owner

423 W Shepard St is owned and occupied by an individual who acquired it in December 2004.

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 44, GLENCOE, OK 74032-0044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 11, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 19, 2018	Deed of Trust, Mortgage · Conventional with PMI BRYN MAWR TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 17, 2004
Transfer Doc	0015440569
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Recording Date	Aug 11, 2026
Property Address	423 W SHEPARD ST, GLENCOE, OK 74032-3005
Document Number	0000009135
Book / Page	2960 / 503
Instrument Date	Jul 31, 2026
Instrument	20269135
Transaction Type	Mortgage
Record Updated	Aug 24, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 W SHEPARD ST, GLENCOE, OK 74032-3005

Mortgage

Document Number	0000009135,
Date	Aug 11, 2026
Book Page	2960/503
Instrument	20269135

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	423 W SHEPARD ST, GLENCOE, OK 74032-3005
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027110889
Date	Aug 11, 2022
Book Page	2711/889
Instrument	I-2022-009456

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	423 W SHEPARD ST, GLENCOE, OK 74032-3005
Document Number	0024440517
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 W SHEPARD ST GLENCOE OK 740323005, GLENCOE, OK 74032-3005

Mortgage

Document Number	0024440517
Date	Mar 30, 2018
Book Page	002444/000517
Instrument	3387

Lender

Name	BRYN MAWR TR
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 423 W Shepard St was $594 with a homeowner's exemption, down 0.5% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Glencoe Town
Unified School District	Glencoe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,610 (+6.09%) Land $1,321 Building $6,289	$66,756 Land $11,592 Building $55,164
2025	$594.00 (-0.5%) Homeowner's exemption	$7,173 (-) Land $386 Building $6,787
2024	$597.00 (+7.96%) Homeowner's exemption	$7,173 (+3%) Land $386 Building $6,787	$99,460 (+24.45%) Land $5,360 Building $94,100
2023	$553.00 (+3.75%) Homeowner's exemption	$6,964 (+3%) Land $467 Building $6,497	$79,920 (+10.82%) Land $5,360 Building $74,560
2022	$533.00 Homeowner's exemption	$6,761 Land $502 Building $6,259	$72,120 Land $5,360 Building $66,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 W Shepard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 W Shepard St is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 66% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLENCOE serves 478 people · EPA ID OK3006040
Water Source	Purchased surface water from LONE CHIMNEY WATER ASSOCIATION
Last State Inspection	Oct 2022
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	50 / 10

May also be available: AT&T, Centranet.

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