Fannin County property record for 423 W Main St, Pecan Gap, TX 75469
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,253 sqft · built 1989 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $363,200 (Mar 2023) |
| Tax Bill | $5,533 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0579-026-0000-08 |
| Primary APN | 0579-026-0000-08 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 3,253 sqft Living Area |
| 1st Floor Area | 2,460 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Porch | Porch |
| Porch Area | 444 sqft |
| Patio Area | 1,110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 0579-026-0000-08 |
|---|---|
| Street Address | 423 W MAIN ST |
| City | PECAN GAP |
| State | TX |
| Zip | 75469-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A0579 C JERNIGAN, ACRES .8 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | LADONIA |
| Census Block Group | 3 |
| Census Block | 3111 |
| Census Tract | 950500 |
Source: Fannin County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 W MAIN ST, PECAN GAP, TX 75469-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2023 · Amount on Record |
| Deed Sale | Mar 30, 2023 · Amount on Record |
| Deed Document Number | 20231847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 423 W MAIN ST, PECAN GAP, TX 75469-9609 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 423 W MAIN ST, PECAN GAP, TX 75469-9609 |
| Document Number | 2023007884 |
|---|---|
| Date | Dec 14, 2023 |
| Instrument | 2023007884 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 423 W MAIN ST, PECAN GAP, TX 75469-9609 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Title Company | TRULY TITLE INC, TRULY TITLE |
| Name | Verified Name |
|---|
| Document Number | 2023001848 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023001848 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 1, 2052 |
Source: Fannin County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fannin County |
| Municipality | Pecan Gap City |
| Unified School District | Fannindel Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,533.00 Homeowner's exemption | $426,340 (+9.96%) Land $19,540 Building $406,800 | $426,340 (+9.96%) Land $19,540 Building $406,800 |
| 2023 | $387,720 Land $14,970 Building $372,750 | $387,720 Land $14,970 Building $372,750 | |
| 2018 | $2,715.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 68% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DELTA COUNTY MUD serves 3,306 people · EPA ID TX0600018 |
|---|---|
| Water Source | Purchased surface water from CITY OF COOPER |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Peoples Communications Fiber · Fixed Wireless | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 400 / 100 |
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