423 W High St, Sycamore, IL 60178 Property Records

DeKalb County property record for 423 W High St, Sycamore, IL 60178

Property Summary

Property Type	Commercial
Details	3 ba · 5,928 sqft · built 1925
Lot Size	0.353 acres (15,360 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jan 2022)
Tax Bill	$14,806 (2024)
Deeds & Mortgages	Jan 2022 Sale & Line of Credit Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-327-010`

Property Details

APN / Parcel Number

Primary APN	`06-32-327-010`

Interior

Full Baths	3 Baths
Units	4 Units
Building Area	5,928 sqft Gross Area
1st Floor Area	3,414 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	15,360 sqft (0.353 acres)
Lot Dimensions	160 ft deep x 96 ft wide
Garage Type	Detached
Garage Area	1,188 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	0632327010
Street Address	423 W HIGH ST
City	SYCAMORE
State	IL
Zip	60178-1729
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 96FT LOT 7 - BLK H - WATERMAN & ELLWOODS SOUTH ADDITION
Legal Subdivision	WATERMAN & ELLWOODS SOUTH ADDITION
Legal Block	H
Legal Lot Number	7
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	3
Census Block	3014
Census Tract	600

Owner

423 W High St, a commercial property, is owned by two individuals who bought it in January 2022.

Source: DeKalb County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	423 W HIGH ST, SYCAMORE, IL 60178-1729
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Transfer · Line of Credit HEARTLAND BANK & TRUST CO
Oct 2, 2018	Quit Claim Deed, Mortgage SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	2022704
Prior Transfer Date	Jan 13, 2022
Prior Transfer Doc	0000000704
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 19, 2022
Property Address	423 W HIGH ST, SYCAMORE, IL 60178-1729
Document Number	0000000704
Map Reference	MB A PG 57
Instrument Date	Jan 13, 2022
Instrument	2022000704
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 HAMPTON CT, DEKALB, IL 60115-4920
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000705
Date	Jan 19, 2022
Instrument	2022000705

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 13, 2032

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 2, 2018
Property Address	423 W HIGH ST, SYCAMORE, IL 60178-1729
Document Number	0000009221
Instrument Date	Sep 28, 2018
Instrument	9221
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HAMPTON CT DEKALB IL 601154920, DEKALB, IL 60115-4920

Mortgage

Document Number	9222
Date	Oct 2, 2018
Instrument	9222

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	DIXON, IL 61021

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$189,422 Land $28,406 Building $161,016	$568,266 Land $85,218 Building $483,048
2024	$14,806.00
2023		$162,629 (+9.03%) Land $24,388 Building $138,241	$487,887 (+9.03%) Land $73,164 Building $414,723
2022		$149,160 Land $22,368 Building $126,792	$447,480 Land $67,104 Building $380,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 W High St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 W High St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: DNA Communications, Verizon.

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