423 W Evergreen St, Wheaton, IL 60187 Property Records

DuPage County property record for 423 W Evergreen St, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,970 sqft · built 1984
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (May 2026)
Tax Bill$8,506 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
May 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-17-419-060

Property Details

APN / Parcel Number

Primary APN05-17-419-060

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,970 sqft Living Area
Gross Area3,774 sqft
Basement Area1,364 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,920 sqft (0.09 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Deck AreaDeck Area
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address423 W EVERGREEN ST
CityWHEATON
StateIL
Zip60187-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionEVERGREEN PLACE UNIT 2 ALL
Legal SubdivisionEVERGREEN PLACE UNIT 2
Legal Lot Number32
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1027
Census Tract842605

Owner

423 W Evergreen St is owned by two individuals who bought it in May 2026.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address519 W FRONT ST, WHEATON, IL 60187-4933
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2024Deed of Trust, Mortgage · Line of Credit
WHEATON BANK & TRUST COMPANY
May 4, 2026Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 4, 2026 · Amount on File
Deed SaleMay 4, 2026 · Amount on File
Prior SaleJun 3, 1999 · Amount on File
Deed Document Number202629091
Prior Transfer DateDec 20, 2024
Prior Transfer Doc0000076198
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address423 W EVERGREEN ST, WHEATON, IL 60187-5011
Transaction TypeMortgage
Record UpdatedMay 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010166
DateFeb 27, 2024
InstrumentR2024-010166
Lender
NameWHEATON BANK & TRUST COMPANY
TypeBank
AddressWHEATON, IL 60187
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateMay 4, 2026
Property Address423 W EVERGREEN ST, WHEATON, IL 60187-5011
Document Number0000029091
Instrument DateApr 28, 2026
Instrument202629091
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$67,417.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address519 W FRONT ST, WHEATON, IL 60187-4933

Mortgage

Document Number0000029092,
DateMay 4, 2026
Instrument202629092
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.63%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 423 W Evergreen St was $8,506, up 74.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,506.00 (+74.88%)$156,444 (+8.46%) Land $28,197 Building $128,247$469,332 (+8.46%) Land $84,591 Building $384,741
2024$4,864.00$144,242 Land $25,998 Building $118,244$432,726 Land $77,994 Building $354,732
2022$5,573.00 Homeowner's exemption Senior Citizen's exemption$124,960 Land $22,610 Building $102,350$374,880 Land $67,830 Building $307,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 W Evergreen St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims31 (1978–2019)
Claims Outside the SFHA6 of 31
Most Recent ClaimApr 2019 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Jul 2010 · 6 claims
  • Severe Storms & Flooding, Aug 1987 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 W Evergreen St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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