423 W Capitol Ave, Springfield, IL 62704 Property Records

Sangamon County property record for 423 W Capitol Ave, Springfield, IL 62704

Property Summary

Property TypeCommercial
Lot Size0.161 acres (7,032 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 1997)
Tax Bill$2,404 (2025)
Deeds & MortgagesSep 2023 Construction Loan
Sep 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN14-33.0-207-012

Property Details

APN / Parcel Number

Primary APN14-33.0-207-012
Alternative APN
  • 14330207012 (CHECK DIGIT = 7)

Exterior

Lot Area7,032 sqft (0.161 acres)

Location & Zoning

Account Number14330207012
Street Address423 W CAPITOL AVE
CitySPRINGFIELD
StateIL
Zip62704
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionE 4' L 9 & ALL L 10 B 3 THOS LEWIS 3RD ADDN
Legal SubdivisionTHOS LEWIS 3RD ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2019
Census Tract1300

Owner

423 W Capitol Ave, a commercial property, is owned by an individual who bought it in May 1997.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 9891, SPRINGFIELD, IL 62791-9891
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF SPRINGFIELD
Sep 12, 2023Deed of Trust, Mortgage · Construction Mortgage
BANK OF SPRINGFIELD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 1997 · Amount on File
Deed SaleMay 2, 1997 · Amount on File
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address423 W CAPITOL AVE, SPRINGFIELD, IL 62704
Transaction TypeMortgage
Record UpdatedOct 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R17847
DateSep 27, 2023
Instrument2023R17847
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term60 Months
DueSep 6, 2028
Interest
Rate TypeFixed Rate
Rate7.25%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address423 W CAPITOL AVE, SPRINGFIELD, IL 62704
Transaction TypeMortgage
Record UpdatedOct 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2023R16798
DateSep 12, 2023
Instrument2023R16798
Lender
NameBANK OF SPRINGFIELD
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term60 Months
DueSep 6, 2028
Interest
Rate TypeFixed Rate
Rate7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 423 W Capitol Ave was $2,404.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,404.00$29,697 Land $28,856 Building $841$89,091 Land $86,568 Building $2,523
2022$2,150.00$23,998 Land $23,319 Building $679$71,994 Land $69,957 Building $2,037

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 423 W Capitol Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2014–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 W Capitol Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on W Capitol Ave

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