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423 W 98th St, Chicago, IL 60628 Property Records

Cook County property record for 423 W 98th St, Chicago, IL 60628

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 958 sqft · built 1908
Lot Size0.072 acres (3,150 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jan 2024)
Tax Bill$968 (2024)
Deeds & MortgagesJan 2024 Sale
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN25-09-130-044

Property Details

APN / Parcel Number

Primary APN25-09-130-044
Alternative APN
  • 25-09-130-044-0000

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area958 sqft Living Area
1st Floor Area958 sqft

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1910
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area3,150 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address423 W 98TH ST
CityCHICAGO
StateIL
Zip60628-1237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal Description(SUBDIVISION) OF BLKS 5-7 10-11& 15IN ODELLS ADD TO E LUCID PARK SUB EH NW SEC 09-37-14
Legal Range14E
Legal Township37N
Legal Section09
Legal SubdivisionODELLS ADD
Legal Block5-7
Legal Lot Number34
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group1
Census Block1033
Census Tract730500

Owner

423 W 98th St is owned and occupied by an individual who bought it in January 2024.

Source: Cook County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address423 W 98TH ST, CHICAGO, IL 60628-1237
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Warranty Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE
Apr 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2024 · Amount on File
Deed SaleJan 26, 2024 · Amount on File
Prior SaleAug 4, 2011 · Amount on File
Deed Document Number202433355
Prior Transfer DateMay 12, 1997
Prior Transfer Doc0000000958
Record UpdatedOct 29, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 26, 2024
Property Address423 W 98TH ST, CHICAGO, IL 60628-1237
Document Number0002633355
Instrument DateJan 19, 2024
Instrument2402633355
Transaction TypeTransfer
Record UpdatedFeb 7, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$165.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 W 98TH ST, CHICAGO, IL 60628-1237

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address423 W 98TH ST, CHICAGO, IL 60628-1237
Transaction TypeMortgage
Record UpdatedApr 30, 2021
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011007443
DateApr 20, 2021
Instrument2111007443
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueApr 1, 2046
Interest
Rate3.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,101 Land $2,993 Building $5,108$81,010 Land $29,930 Building $51,080
2024$968.00 (-25.99%)
2023$1,308.00 (+4.39%)
2022$1,253.00 (+0.72%) Homeowner's exemption$9,499 (-) Land $2,362 Building $7,137$94,990 (-) Land $23,620 Building $71,370
2021$1,244.00 Homeowner's exemption$9,499 Land $2,362 Building $7,137$94,990 Land $23,620 Building $71,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 423 W 98th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 423 W 98th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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