Ogle County property record for 423 W 4th St, Byron, IL 61010
| Property Type | Single Family Home |
|---|---|
| Details | 1,000 sqft |
| Lot Size | 0.257 acres (11,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $178,000 (Mar 2026) |
| Tax Bill | $4,696 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Feb 2023 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-229-003 |
| Primary APN | 05-31-229-003 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,000 sqft Living Area |
| Lot Area | 11,205 sqft (0.257 acres) |
|---|---|
| Lot Dimensions | 149 ft deep x 74.8 ft wide |
| Street Address | 423 W 4TH ST |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-9490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RNG/BLK: TWP:0 SECT/LOT: LOT 15 BLK 56& PT VAC LAFAYETTE ST W & ADJ KNOWLTONS ADD CITY OF BYRON |
| Legal Subdivision | KNOWLTONS ADD |
| Legal Block | 56 |
| Legal Lot Number | 15 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 961700 |
423 W 4th St is owned and occupied by an individual who bought it in March 2026.
Source: Ogle County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 15, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK |
| Jul 29, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage HOLCOMB STATE BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOLCOMB STATE BANK |
| Jul 5, 2018 | Warranty Deed, Transfer · Conventional with PMI HOLCOMB BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on File |
| Deed Sale | Mar 2, 2026 · Amount on File |
| Prior Sale | Jul 5, 2018 · Amount on File |
| Deed Document Number | 2026990 |
| Prior Transfer Date | Feb 10, 2023 |
| Prior Transfer Doc | 0000000643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Mar 2, 2026 |
| Property Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Document Number | 0000000990 |
| Map Reference | DB D PG 283 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 202600990 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | KO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $267.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Document Number | 0000000991 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 202600991 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Feb 15, 2023 |
| Property Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Document Number | 0000000643 |
| Map Reference | DB D PG 283 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 202300643 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000007170 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 202207170 |
| Name | HOLCOMB STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jul 29, 2021 |
| Property Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Document Number | 0000005597 |
| Map Reference | BK D PG 283 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 202105597 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Document Number | 0000005598 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 202105598 |
| Name | HOLCOMB STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 4.75% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001019 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 202101019 |
| Name | HOLCOMB STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Jul 5, 2018 |
| Property Address | 423 W 4TH ST, BYRON, IL 61010-9490 |
| Document Number | 0000003653 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 3653 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | MAGNUS TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $97.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 W 4TH ST BYRON IL 610109490, BYRON, IL 61010-9490 |
| Document Number | 3654 |
|---|---|
| Date | Jul 5, 2018 |
| Instrument | 3654 |
| Name | HOLCOMB BK |
|---|---|
| Address | HOLCOMB, IL 61043 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 4, 2048 |
The 2025 property tax bill for 423 W 4th St was $4,696, up 7.7% from the year before.
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Byron City |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,696.00 (+7.66%) | $62,981 (+10.48%) Land $8,855 Building $54,126 | $188,943 (+10.48%) Land $26,565 Building $162,378 |
| 2024 | $4,362.00 | $57,007 (+5.19%) Land $8,015 Building $48,992 | $171,021 (+5.19%) Land $24,045 Building $146,976 |
| 2023 | $54,195 Land $7,620 Building $46,575 | $162,585 Land $22,860 Building $139,725 | |
| 2022 | $1,716.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 423 W 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2002–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 W 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 3,784 people · EPA ID IL1410100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
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