423 W 3rd St, Sandwich, IL 60548 Property Records

DeKalb County property record for 423 W 3rd St, Sandwich, IL 60548 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,650 sqft · built 1902
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Oct 2019)
Tax Bill$4,363 (2024)
Deeds & MortgagesOct 2025 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-26-454-004

Property Details

APN / Parcel Number

Primary APN19-26-454-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,650 sqft Living Area

Exterior

Year BuiltBuilt 1902
Effective Year BuiltEffective 1902
Architectural StyleTraditional
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Account Number1926454004
Street Address423 W 3RD ST
CitySANDWICH
StateIL
Zip60548-1521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOLES ADDITION - W 1/2 LOTS 3 & 4 - BLOCK 4
Legal SubdivisionJOLES ADDITION
Legal Block4
Legal Lot Number3,4
JurisdictionDE KALB IL
Township / Civil DivisionSANDWICH
Census Block Group1
Census Block1045
Census Tract2000

Owner

Source: DeKalb County records · APN 19-26-454-004

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 W 3RD ST, SANDWICH, IL 60548-1521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Line of Credit
EARTHMOVER CU
Jul 26, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ LLC
Oct 28, 2019Warranty Deed, Transfer · FHA Mortgage
FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 28, 2019 · Amount on Record
Deed SaleOct 28, 2019 · Amount on Record
Prior SaleJan 22, 2013 · Amount on Record
Deed Document Number20199887
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address423 W 3RD ST, SANDWICH, IL 60548-1521
Transaction TypeMortgage
Record UpdatedNov 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008684
DateOct 31, 2025
Instrument2025008684
Lender
NameEARTHMOVER CU
TypeCredit Union
AddressAURORA, IL 60507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 30, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address423 W 3RD ST, SANDWICH, IL 60548-1521
Transaction TypeMortgage
Record UpdatedAug 05, 2021
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009698
DateJul 26, 2021
Instrument2021009698
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term289 Months
DueAug 01, 2045

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateOct 28, 2019
Property Address423 W 3RD ST, SANDWICH, IL 60548-1521
Document Number0000009887
Instrument DateSep 18, 2019
Instrument9887
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32262 DAYBREAK DR AURORA IL 60504, AURORA, IL 60504

Mortgage

Document Number9888
DateOct 28, 2019
Instrument9888
Lender
NameFIRST CENTENNIAL MTG CORP
AddressAURORA, IL 60506
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2049
Interest
Rate3.37%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionSandwich Township
MunicipalitySandwich City
Unified School DistrictSandwich Community Unit School District 430 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$69,116 (+22.25%) Land $20,133 Building $48,983$207,348 (+22.25%) Land $60,399 Building $146,949
2024$4,363.00
2023$56,536 Land $16,468 Building $40,068$169,608 Land $49,404 Building $120,204

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (17037C), updated January 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170370020001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims2 (1979–2008)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2008, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
Metronet HoldingsFiber5,120 / 5,120
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: Benton Ridge Telephone Company, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number