423 Union Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 423 Union Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,582 sqft · built 1954
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jul 2017)
Tax Bill	$14,099 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`56-00192-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`56-00192-0000-00021`
Alternative APN	`560019200021`

Interior

Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,582 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	423 UNION AVE
City	RUTHERFORD
State	NJ
Zip	07070-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	50X100
Legal Block	192
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	6
Census Block	6000
Census Tract	51100

Owner

423 Union Ave is owned and occupied by an individual who bought it in July 2017.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	423 UNION AVE, RUTHERFORD, NJ 07070-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 27, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2017 · Amount on File
Deed Sale	Jul 27, 2017 · Amount on File
Prior Sale	Oct 6, 2004 · Amount on File
Deed Document Number	201756520
Deed Book / Page	2678 / 900
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	423 UNION AVE, RUTHERFORD, NJ 07070-1417
Transaction Type	Mortgage
Record Updated	Jul 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041651690
Date	May 25, 2021
Book Page	4165/1690
Instrument	2021082896

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 27, 2017
Property Address	423 UNION AVE, RUTHERFORD, NJ 07070-1417
Document Number	0026780900
Book / Page	002678 / 000900
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Sep 13, 2017

Transaction

Amount	Amount on Record
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 423 Union Ave was $14,099, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$440,600 (-) Land $243,000 Building $197,600	$440,600 (-) Land $243,000 Building $197,600
2025	$14,099.00 (+2.53%)	$440,600 Land $243,000 Building $197,600	$440,600 Land $243,000 Building $197,600
2024	$13,751.00
2023		$440,600 Land $243,000 Building $197,600	$440,600 Land $243,000 Building $197,600
2022	$13,081.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Union Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 Union Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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