423 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 423 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,098 sqft · built 1913
Lot Size	0.174 acres (7,560 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2023)
Tax Bill	$2,493 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-022803`

Property Details

APN / Parcel Number

Primary APN	`03-022803`
Alternative APN	`022803`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,098 sqft Total Area
Attic	Attic
Attic Area	522 sqft
Basement Area	1,035 sqft
Finished Basement	1,035 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	7,560 sqft (0.174 acres)
Lot Dimensions	180 ft deep x 42 ft wide
Porch	Slab
Porch Area	526 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	022803
Street Address	423 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	LOT 42X180 423 SUMMIT AVE
Legal Subdivision	SURVEY ADDITION TO HAGERSTOWN
Legal Lot Number	423
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2001
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 SUMMIT AVE, HAGERSTOWN, MD 21740-6229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 5, 2019	Special Warranty Deed, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Sep 24, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Sep 24, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Aug 5, 2019 · Amount on Record
Deed Book / Page	7289 / 301
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 28, 2023
Property Address	423 SUMMIT AVE, HAGERSTOWN, MD 21740-6229
Document Number	0072890301
Book / Page	7289 / 301
Map Reference	MB 1 FO 11
Instrument Date	Jul 20, 2023
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$637.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SUMMIT AVE, HAGERSTOWN, MD 21740-6229

Mortgage

Document Number	0072890308
Date	Jul 28, 2023
Instrument	7289-0308

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON MD
Recording Date	Aug 5, 2019
Property Address	423 SUMMIT AVE, HAGERSTOWN, MD 21740-6229
Document Number	0060350110
Book / Page	6035 / 0110
Map Reference	FO 11
Instrument Date	Jul 25, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, 810, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 VIRGINIA AVE, HAGERSTOWN, MD 21740-8048

Mortgage

Document Number	0006035115
Date	Aug 5, 2019
Instrument	6035/115

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 24, 2018
Property Address	423 SUMMIT AVE, HAGERSTOWN, MD 21740-6229
Document Number	0058380135
Book / Page	005838 / 000135
Instrument Date	Sep 6, 2018
Transaction Type	Foreclosure
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$138.68
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 24, 2018
Property Address	423 SUMMIT AVE, HAGERSTOWN, MD 21740-6229
Document Number	0058380129
Book / Page	005838 / 000129
Instrument Date	Jun 13, 2018
Transaction Type	Foreclosure
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$138.68
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	423 SUMMIT AVE HAGERSTOWN MD 217406229, HAGERSTOWN, MD 21740-6229
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,493.00 (+5.5%) Homeowner's exemption	$287,933 (+8.94%)	$335,200 (+26.83%) Land $46,200 Building $289,000
2025	$2,363.00 (+13.06%) Homeowner's exemption	$264,300 (+15.67%) Land $46,200 Building $218,100	$264,300 (-) Land $46,200 Building $218,100
2023	$2,090.00 (+8.52%)	$228,500 (+8.5%)	$264,300 (+25.5%) Land $46,200 Building $218,100
2022	$1,926.00	$210,600 Land $46,200 Building $164,400	$210,600 Land $46,200 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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