Lowndes County property record for 423 Summerhaven Dr, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,693 sqft · built 1985 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $49,500 (Jun 1995) |
| Tax Bill | $1,076 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 62W140506800 |
| Primary APN | 62W140506800 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,693 sqft Adjusted Area |
| 1st Floor Area | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,500 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 019898 |
|---|---|
| Street Address | 423 SUMMERHAVEN DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39702-6433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 423 SUMMERHAVEN DR LOT 205 |
| Legal Range | 18W |
| Legal Township | 18S |
| Legal Section | 24 |
| Legal Subdivision | PARKLAWN SUBDIV 3RD EXT |
| Legal Lot Number | 205 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 600 |
423 Summerhaven Dr is owned and occupied by two individuals who bought it in June 1995.
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 423 SUMMERHAVEN DR, COLUMBUS, MS 39702-6433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK |
| Nov 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK |
| Oct 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 1995 · Amount on File |
| Deed Sale | Jun 7, 1995 · Amount on File |
| Deed Document Number | 0000103848 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 423 SUMMERHAVEN DR, COLUMBUS, MS 39702-6433 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020240824 |
|---|---|
| Date | Jan 18, 2024 |
| Book Page | 2024/824 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Oct 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 423 SUMMERHAVEN DR, COLUMBUS, MS 39702-6433 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202322917 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 2023/22917 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 423 SUMMERHAVEN DR, COLUMBUS, MS 39702-6433 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202321391 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 2023/21391 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 423 Summerhaven Dr was $1,076 with a homeowner's exemption, up 0.7% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Municipality | Columbus City |
| Unified School District | Columbus Municipal School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,076.00 (+0.75%) Homeowner's exemption | $8,425 | $84,250 Land $10,000 Building $74,250 |
| 2024 | $1,068.00 (+18.14%) | ||
| 2023 | $904.00 Homeowner's exemption | $7,327 | $73,270 Land $10,000 Building $63,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 423 Summerhaven Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 72 (1978–2009) |
| Claims Outside the SFHA | 1 of 72 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Summerhaven Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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