423 Stuart Ln, Ambler, PA 19002 Property Records

Montgomery County property record for 423 Stuart Ln, Ambler, PA 19002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,234 sqft · built 2004
Lot Size	0.295 acres (12,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2012)
Tax Bill	$13,664 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54-00-02425-02-3`

Property Details

APN / Parcel Number

Primary APN	`54-00-02425-02-3`
Alternative APN	`54038 079`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,234 sqft Living Area
1st Floor Area	1,182 sqft
Basement Area	104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,855 sqft (0.295 acres)
Lot Width	82 ft Width
Garage Area	502 sqft
Porch	Open Frame Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 STUART LN
City	AMBLER
State	PA
Zip	19002-5613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	82 X IRR 12855 SF
Legal Subdivision	500 BETHLEHEM PIKE
Legal Block	38
Legal Lot Number	3
Jurisdiction	MONTGOMERY PA
Township / Civil Division	UPPER DUBLIN
Census Block Group	1
Census Block	1010
Census Tract	201411

Owner

Source: Montgomery County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 STUART LN, AMBLER, PA 19002-5613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Line of Credit HARLEYSVILLE BANK
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Aug 14, 2017	Deed of Trust, Mortgage AMBLER SAVINGS BANK
Nov 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2012 · Amount on Record
Deed Sale	Jul 2, 2012 · Amount on Record
Prior Sale	Jan 26, 2004 · Amount on Record
Deed Document Number	201263800
Deed Book / Page	5840 / 278
Transfer Doc	0055300324
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	423 STUART LN, AMBLER, PA 19002-5613
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158811530
Date	Mar 27, 2024
Book Page	15881/1530
Instrument	2024014315

Lender

Name	HARLEYSVILLE BANK
Type	Bank
Address	HARLEYSVILLE, PA 19438

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	423 STUART LN, AMBLER, PA 19002-5613
Transaction Type	Mortgage
Record Updated	Mar 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01523101067
Date	Apr 21, 2021
Book Page	15231/01067
Instrument	2021045228

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	423 STUART LN, AMBLER, PA 19002-5613
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0143901760
Date	Aug 14, 2017
Book Page	14390/1760
Instrument	2017060559

Lender

Name	AMBLER SAVINGS BANK
Type	Bank
Address	AMBLER, PA 19002

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 4, 2027

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY PA
Property Address	423 STUART LN, AMBLER, PA 19002-5613
Document Number	0148122360
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	CERTAINTY SETTLEMENT SERVICES, CERTAINTY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 STUART LN AMBLER PA 190025613, AMBLER, PA 19002-5613

Mortgage

Document Number	0148122360
Date	Dec 11, 2019
Book Page	014812/002360
Instrument	89614

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Montgomery County
County Subdivision	Upper Dublin Township
Unified School District	Upper Dublin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,664.00	$259,350 (-)	$259,350 (-)
2025	$13,664.00 (+8.03%)	$259,350 (-) Land $86,550 Building $172,800	$259,350 (-) Land $86,550 Building $172,800
2024	$12,648.00	$259,350 (-) Land $86,550 Building $172,800
2023	$12,648.00 (+2.4%)	$259,350 Land $86,550 Building $172,800
2022	$12,352.00
1998			$259,350 (-) Land $86,550 Building $172,800
1996			$259,350 Land $86,550 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	18 (1978–2021)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMBLER BORO WATER DEPT serves 20,000 people · EPA ID PA1460020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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