Clearfield County property record for 423 Spruce St, Clearfield, PA 16830 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | built 1948 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Aug 2022) |
| Tax Bill | $1,761 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | K08-233-00006 |
| Primary APN | K08-233-00006 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Account Number | 004210399 |
|---|---|
| Street Address | 423 SPRUCE ST |
| City | CLEARFIELD |
| State | PA |
| Zip | 16830-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L 5 |
| Legal Subdivision | THORNS INC SUBDIVISION |
| Jurisdiction | CLEARFIELD PA |
| Township / Civil Division | CLEARFIELD |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 331100 |
Source: Clearfield County records · APN K08-233-00006
Assessment roll updated May 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 SPRUCE ST, CLEARFIELD, PA 16830-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2022 | Deed, Transfer · Conventional Mortgage JERSEY SHORE STATE BANK |
| Aug 10, 2017 | Deed, Transfer · Conventional Mortgage JERSEY SHORE STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 02, 2022 · Amount on Record |
| Deed Sale | Aug 02, 2022 · Amount on Record |
| Prior Sale | Aug 10, 2017 · Amount on Record |
| Deed Document Number | 202210365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Aug 02, 2022 |
| Property Address | 423 SPRUCE ST, CLEARFIELD, PA 16830-1940 |
| Document Number | 0202210365 |
| Map Reference | MB 67 PG 406 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 202210365 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 423 SPRUCE ST, CLEARFIELD, PA 16830-1940 |
| Name | Verified Name |
|---|---|
| Address | 449 EVANS RD, CLEARFIELD, PA 16830-4316 |
| Document Number | 0202210366 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 202210366 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Number | 0202210368 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 202210368 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLEARFIELD PA |
| Recording Date | Aug 10, 2017 |
| Property Address | 423 SPRUCE ST, CLEARFIELD, PA 16830-1940 |
| Document Number | 0201709640 |
| Map Reference | MB67 PG406 |
| Instrument Date | Aug 10, 2017 |
| Instrument | 201709640 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,646.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1236 GRAHAMPTON RD, WOODLAND, PA 16881-8221 |
| Name | Verified Name |
|---|---|
| Address | 230 W 5TH AVE, CLEARFIELD, PA 16830-1621 |
| Document Number | 0201709641 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 201709641 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
| Document Number | 0201709645 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 201709645 |
| Name | JERSEY SHORE STATE BANK |
|---|---|
| Type | Bank |
| Address | WILLIAMSPORT, PA 17701 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clearfield County records · Assessment roll updated May 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clearfield County |
| Municipality | Clearfield Borough |
| Unified School District | Clearfield Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,761.00 (+0.06%) | $19,350 (+1%) Land $5,000 Building $14,350 | |
| 2025 | $1,760.00 (+630.29%) | ||
| 2024 | $241.00 | $9,675 (-) Land $2,500 Building $7,175 | |
| 2023 | $241.00 | $9,675 Land $2,500 Building $7,175 | |
| 1987 | $77,400 Land $20,000 Building $57,400 |
Source: FEMA National Flood Hazard Layer, Clearfield County (42033C), updated June 29, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420333311003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1978–2004) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2004, river or lake flooding, Tropical Depression Ivan |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures