Henderson County property record for 423 Spring Garden Rd, Henderson, KY 42420
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,862 sqft · built 1980 |
| Lot Size | 0.289 acres (12,609 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2022) |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 66H-68 |
| Primary APN | 66H-68 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,862 sqft Finished Area |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,609 sqft (0.289 acres) |
| Lot Dimensions | 143 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 51094 |
|---|---|
| Street Address | 423 SPRING GARDEN RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-4720 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | DUPLEX |
| Legal Subdivision | CHIMNEY HILLS |
| Legal Lot Number | 68 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20703 |
423 Spring Garden Rd, a duplex, is owned and occupied by an individual who bought it in September 2022.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 SPRING GARDEN RD # A, A, HENDERSON, KY 42420-4720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2022 · Amount on File |
| Deed Sale | Sep 8, 2022 · Amount on File |
| Deed Document Number | 2022009354 |
| Deed Book / Page | RE662 / 37 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Sep 8, 2022 |
| Property Address | 423 SPRING GARDEN RD, HENDERSON, KY 42420-4720 |
| Document Number | 00RE662/37 |
| Book / Page | RE662 / 37 |
| Map Reference | MB 3 PG 77 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022009354 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2022 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6485 THORNRIDGE, 6485, HENDERSON, NY 42470 |
| Name | Verified Name |
|---|---|
| Address | 423 SPRING GARDEN RD, HENDERSON, KY 42420-4720 |
| Document Number | 2022009355 |
|---|---|
| Date | Sep 8, 2022 |
| Instrument | 2022009355 |
| Name | HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 423 Spring Garden Rd was $1,663.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 | $150,000 | $150,000 |
| 2023 | $1,677.00 (+31.63%) | $150,000 (+30.43%) | $150,000 (+30.43%) |
| 2022 | $1,274.00 | $115,000 | $115,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Spring Garden Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Spring Garden Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
May also be available: Conexon Connect, Henderson Municipal Power & Light.
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