Webster County property record for 423 Simpson St, Duncombe, IA 50532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,484 sqft · built 1991 |
| Lot Size | 0.389 acres (16,945 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $3,227 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 1203101004 |
| Primary APN | 1203101004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,484 sqft Living Area |
| 1st Floor Area | 1,880 sqft |
| Basement Area | 1,880 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 580 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,945 sqft (0.389 acres) |
| Lot Dimensions | 140 ft deep x 121 ft wide |
| Garage Type | Attached |
| Garage Area | 1,088 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 423 SIMPSON ST |
|---|---|
| City | DUNCOMBE |
| State | IA |
| Zip | 50532-5022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05-02 WC DUNCOMBE BAILEY AD EX N 4' |
| Legal Subdivision | WC DUNCOMBE BAILEY ADD |
| Jurisdiction | WEBSTER IA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 10100 |
423 Simpson St is owner-occupied and held in a trust since December 2024.
Source: Webster County records, as of September 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 423 SIMPSON ST, DUNCOMBE, IA 50532-5022 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 17, 2024 |
| Transfer Doc | 0000005263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER IA |
| Property Address | 423 SIMPSON ST, DUNCOMBE, IA 50532-5022 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201905047 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 2019-05047 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 423 Simpson St was $3,227 with a homeowner's exemption, up 0.2% from the year before.
Source: Webster County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Webster County |
| Municipality | Duncombe City |
| Unified School District | Webster City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,290 (-) Land $8,330 Building $231,960 | $240,290 (-) Land $8,330 Building $231,960 | |
| 2025 | $3,227.00 (+0.16%) Homeowner's exemption | $240,290 Land $8,330 Building $231,960 | $240,290 Land $8,330 Building $231,960 |
| 2024 | $3,222.00 | ||
| 2023 | $226,460 (+13.59%) Land $8,330 Building $218,130 | $226,460 Land $8,330 Building $218,130 | |
| 2022 | $3,456.00 Homeowner's exemption | $199,370 Land $8,330 Building $191,040 | |
| 2021 | $199,370 Land $8,330 Building $191,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Simpson St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 4, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Simpson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNCOMBE WATER SUPPLY serves 384 people · EPA ID IA9427082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Webster-Calhoun Cooperative Telephone Association Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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