423 Simonton St, Covington, TN 38019 Property Records

Tipton County property record for 423 Simonton St, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 612 sqft · built 1950
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Jul 2024)
Tax Bill	$175 (2022)
Deeds & Mortgages	Oct 2020 Loan Modification Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`084025O H 00700`

Property Details

APN / Parcel Number

Primary APN	`084025O H 00700`
Alternative APN	`025O H 00700`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	612 sqft Living Area
1st Floor Area	612 sqft
Flooring	Softwood
Interior Walls	Paneling

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Slab
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 SIMONTON ST
City	COVINGTON
State	TN
Zip	38019-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C80
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	2
Census Block	2013
Census Tract	40601

Owner

Source: Tipton County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	164 GLADNEY RD, COVINGTON, TN 38019-8151
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF RIPLEY
Jun 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Oct 23, 2017 · Amount on Record
Deed Document Number	2024275892
Deed Book / Page	2045 / 310
Record Updated	Oct 29, 2026

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TIPTON TN
Property Address	423 SIMONTON ST, COVINGTON, TN 38019-1957
Document Number	1868817
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 731 RIPLEY TN 380630731, RIPLEY, TN 38063-0731

Mortgage

Document Number	1868817
Date	Nov 2, 2020
Book Page	001868/000817
Instrument	238501

Lender

Name	BANK OF RIPLEY
Type	Bank
Address	RIPLEY, TN 38063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Nov 1, 2023

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Jun 27, 2017
Property Address	423 SIMONTON ST, COVINGTON, TN 38019-1957
Document Number	1726411
Book / Page	001726 / 000411
Instrument Date	Jun 21, 2017
Instrument	205349
Transaction Type	Transfer
Record Updated	Jul 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$136.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 731 RIPLEY TN 380630731, RIPLEY, TN 38063-0731

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,625 (-) Land $1,325 Building $6,300
2023		$7,625 Land $1,325 Building $6,300
2022	$175.00
2020			$30,500 Land $5,300 Building $25,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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