423 Second St, Henderson, TN 38340 Property Records

Chester County property record for 423 Second St, Henderson, TN 38340

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,336 sqft · built 1982
Lot Size0.544 acres (23,680 sqft)
OwnerIndividual Name on File
Last Sale$65,000 (Sep 2016)
Tax Bill$625 (2026)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN012034P A 02305

Property Details

APN / Parcel Number

Primary APN012034P A 02305
Alternative APN
  • 034P A 02305 00006033M

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,272 sqft
Upper Floors Area138 sqft
Basement Area1,272 sqft
Finished Basement1,272 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area23,680 sqft (0.544 acres)
Lot Dimensions256 ft deep x 93 ft wide
TerrainRolling

Exterior Amenities

PorchSlab
Porch Area150 sqft
Deck Area170 sqft
Patio Area170 sqft
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address423 SECOND ST
CityHENDERSON
StateTN
Zip38340-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H60
JurisdictionCHESTER TN
Township / Civil Division5
Census Block Group1
Census Block1019
Census Tract970200

Owner

Source: Chester County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address423 SECOND ST, HENDERSON, TN 38340-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 1, 2016 · Amount on Record
Deed SaleSep 1, 2016 · Amount on Record
Prior SaleJul 29, 2013 · Amount on Record
Deed Document Number201654580
Deed Book / Page412 / 551
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address423 SECOND ST, HENDERSON, TN 38340-1603
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004810233
DateSep 15, 2021
Book Page481/233
Instrument68472
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2046

Tax Assessment & Valuation

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$625.00$30,700 (-)$122,800 (-) Land $10,000 Building $112,800
2025$625.00 (+20.19%)$30,700 (+46.71%)$122,800 (+46.71%) Land $10,000 Building $112,800
2023$520.00$20,925$83,700 Land $7,600 Building $76,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER DEPT
serves 8,924 people · EPA ID TN0000293
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile USA
Fixed Wireless
100 / 20

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