423 Salem St, Elmer, NJ 08318 Property Records

Salem County and Elmer Borough property record for 423 Salem St, Elmer, NJ 08318

Property Summary

Property Type	Single Family Home
Details	2,528 sqft · built 1972
Lot Size	0.521 acres (22,680 sqft)
Owner	2 Individual Names on File
Last Sale	$261,500 (Feb 2020)
Tax Bill	$11,350 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00022-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`03-00022-0000-00024`
Alternative APN	`030002200024`

Interior

Stories	2 Stories
Building Area	2,528 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Construction Type	Frame
Lot Area	22,680 sqft (0.521 acres)
Lot Dimensions	189 ft deep x 120 ft wide

Location & Zoning

Street Address	423 SALEM ST
City	ELMER
State	NJ
Zip	08318-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Block	22
Legal Lot Number	24
Jurisdiction	SALEM NJ
Township / Civil Division	ELMER
Census Block Group	2
Census Block	2013
Census Tract	21000

Owner

423 Salem St is owned and occupied by two individuals who bought it in February 2020.

Source: Salem County and Elmer Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 SALEM ST, ELMER, NJ 08318-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU
Feb 5, 2020	Deed, Transfer · FHA Mortgage TAM LENDING CENTER INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Prior Sale	Nov 17, 2015 · Amount on File
Deed Document Number	20201019
Deed Book / Page	4545 / 1444
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	423 SALEM ST, ELMER, NJ 08318-2215
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SALEM ST, ELMER, NJ 08318-2215

Mortgage

Document Number	0046300663
Date	Apr 29, 2022
Book Page	4630/663
Instrument	2022004983

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	345 Months
Due	Jan 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM NJ
Property Address	423 SALEM ST, ELMER, NJ 08318-2215
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046220780
Date	Feb 22, 2022
Book Page	4622/780
Instrument	2022002207

Lender

Name	POLICE & FIRE FCU
Type	Credit Union
Address	BENSALEM, PA 19020

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2037

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SALEM NJ
Recording Date	Feb 5, 2020
Property Address	423 SALEM ST, ELMER, NJ 08318-2215
Document Number	0045451444
Book / Page	4545 / 1444
Instrument Date	Nov 21, 2019
Instrument	2020001019
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 SALEM ST, ELMER, NJ 08318-2215

Mortgage

Document Number	2020001020
Date	Feb 5, 2020
Instrument	2020001020

Lender

Name	TAM LENDING CENTER INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0045451444
Date	Feb 5, 2020
Book Page	4545/1444
Instrument	2020001019

Lender

Name	TAM LENDING CENTER INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 423 Salem St was $11,350, up 0.2% from the year before.

Source: Salem County and Elmer Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Salem County
Municipality	Elmer Borough
Unified School District	Pittsgrove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$276,700 (-) Land $39,500 Building $237,200	$276,700 (-) Land $39,500 Building $237,200
2025	$11,350.00 (+0.19%)	$276,700 Land $39,500 Building $237,200	$276,700 Land $39,500 Building $237,200
2024	$11,328.00
2023		$276,700 Land $39,500 Building $237,200	$276,700 Land $39,500 Building $237,200
2022	$10,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Salem St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Salem St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMER BORO W DEPT serves 1,385 people · EPA ID NJ1702001
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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