423 S Tracy Ave, Bozeman, MT 59715 Property Records

Gallatin County property record for 423 S Tracy Ave, Bozeman, MT 59715 · Last verified February 2024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,798 sqft · built 1905
Lot Size	0.171 acres (7,492 sqft)
Owner	Company Name on File
Tax Bill	$7,357 (2023)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000RGH4868`

Property Details

APN / Parcel Number

Primary APN	`000RGH4868`
Alternative APNs	`06-0799-07-3-27-01-0000` `R0687645`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,798 sqft Living Area
Gross Area	3,067 sqft
1st Floor Area	1,343 sqft
Upper Floors Area	776 sqft
Attic Area	235 sqft
Basement Area	606 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2005
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.171 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	416 sqft
Deck Area	84 sqft
Patio Area	120 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	000RGH4868
Street Address	423 S TRACY AVE
City	BOZEMAN
State	MT
Zip	59715-5277
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADD, S07, T02 S, R06 E, BLOCK 1, LOT 10, ACRES 0.172, S 20' LOT 9, PLAT C-3
Legal Range	06E
Legal Township	02S
Legal Section	07
Legal Quarter	SW
Legal Subdivision	FAIRVIEW ADD
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	GALLATIN MT
Township / Civil Division	BOZEMAN
Census Block Group	1
Census Block	1026
Census Tract	800

Owner

Source: Gallatin County records · APN 000RGH4868

Assessment roll updated December 31, 2022 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	423 S TRACY AVE, BOZEMAN, MT 59715-5277
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Warranty Deed, Transfer · ARM ROCKET MORTGAGE LLC
Jun 04, 2021	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Oct 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 10, 2022
Deed Sale	Nov 10, 2022
Prior Sale	Oct 23, 2020
Deed Document Number	2790520
Record Updated	Jun 07, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Nov 10, 2022
Property Address	423 S TRACY AVE, BOZEMAN, MT 59715-5286
Document Number	0002790520
Instrument Date	Nov 03, 2022
Instrument	2790520
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	MONTANA TITLE AND ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 S TRACY AVE, BOZEMAN, MT 59715-5286

Mortgage

Document Number	0002790521
Date	Nov 10, 2022
Instrument	2790521

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	6-Month LIBOR
Margin	3
Max Rate	9.62%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	423 S TRACY AVE, BOZEMAN, MT 59715-5286
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	STEWART TITLE/CALDWELL, STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002736612
Date	Jun 04, 2021
Instrument	2736612

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59718

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GALLATIN MT
Recording Date	Oct 23, 2020
Property Address	423 S TRACY AVE, BOZEMAN, MT 59715-5286
Document Number	0002705783
Instrument Date	Oct 19, 2020
Instrument	2705783
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 S TRACY AVE, BOZEMAN, MT 59715-5286

Mortgage

Document Number	0002705784
Date	Oct 23, 2020
Instrument	2705784

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Gallatin County records · Assessment roll updated December 31, 2022 · Last verified February 2024

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Bozeman City
Elementary School District	Bozeman Elementary School District (PK - 08)
Secondary School District	Bozeman High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,357.00	$1,144,345	$1,144,345 Land $437,725 Building $706,620

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gallatin County (30031C), updated July 30, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300310008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1997–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2023, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the South Tracy-South Black Historic District listed 1987 · 78 contributing resources · NRIS 87001840

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 545 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
SkyNet Communications	Fixed Wireless (unlicensed)	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, BHT Investment Holdings, SS Ventures, Montana Opticom, Blackfoot Telephone Cooperative, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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