423 S Ruffner Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 423 S Ruffner Rd, Charleston, WV 25314

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,680 sqft · built 1943
Lot Size	0.191 acres (8,320 sqft)
Owner	Company Name on File
Last Sale	$80,000 (Jul 2023)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-21-0021.0000`

Property Details

APN / Parcel Number

Primary APN	`13-21-0021.0000`
Alternative APNs	`20-13-21-0021.0000` `06063519`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,680 sqft Living Area
1st Floor Area	1,008 sqft
Game Room	Game Room

Exterior

Year Built	Built 1943
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,320 sqft (0.191 acres)
Lot Dimensions	220 ft deep x 40 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06063519
Street Address	423 S RUFFNER RD
City	CHARLESTON
State	WV
Zip	25314-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 40X220 LICK BR RD 423
Legal Subdivision	J W WINTZ PROP
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	1902

Owner

Source: Kanawha County records · APN 13-21-0021.0000

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1203 JEFFERSON RD, SOUTH CHARLESTON, WV 25309-9732
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	0031790850
Prior Transfer Date	Feb 01, 2017
Prior Transfer Doc	2963845
Record Updated	Jun 08, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANAWHA WV
Recording Date	Feb 01, 2017
Property Address	423 S RUFFNER RD, CHARLESTON, WV 25314-1541
Document Number	0029630845
Book / Page	002963 / 000845
Instrument Date	Jan 09, 2017
Transaction Type	Transfer
Record Updated	Feb 22, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	42210521
Date	Feb 01, 2017
Book Page	004221/000521

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanawha County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (+111.9%)	$53,160 (+5.98%) Land $6,120 Building $47,040	$88,600 (+5.98%) Land $10,200 Building $78,400
2023	$807.00 (+6.89%)	$50,160 (+6.36%) Land $6,120 Building $44,040	$83,600 (+6.36%) Land $10,200 Building $73,400
2022		$47,160 Land $6,120 Building $41,040	$78,600 Land $10,200 Building $68,400
2021	$755.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 22, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · above 49% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 108 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.