423 Ryan Rd, Cary, NC 27511 Property Records

Wake County property record for 423 Ryan Rd, Cary, NC 27511

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,678 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Aug 2017)
Tax Bill	$5,985 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0763.08-99-0540-000`

Property Details

APN / Parcel Number

Primary APN	`0763.08-99-0540-000`
Alternative APNs	`0763.08-99-0540 0100571` `0763990540` `010057101` `0100571`

Interior

Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,678 sqft Living Area
1st Floor Area	2,678 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2023
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	12,197 sqft (0.28 acres)
Porch	Open Porch
Porch Area	36 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0100571
Street Address	423 RYAN RD
City	CARY
State	NC
Zip	27511-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LO108 IRON GATE PT I SEII
Legal Subdivision	IRON GATE
Legal Lot Number	108
Jurisdiction	WAKE NC
Township / Civil Division	CARY
Census Block Group	3
Census Block	3000
Census Tract	53517

Owner

Source: Wake County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	423 RYAN RD, CARY, NC 27511-3528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage COASTAL FCU
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Dec 16, 2019	Deed of Trust, Mortgage · Conventional with PMI COASTAL FCU
Aug 3, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage TOWNE MTG/CAROLINAS
Mar 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2017 · Amount on Record
Deed Sale	Aug 3, 2017 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Book / Page	16867 / 639
Last Transfer Date	Dec 8, 2022
Transfer Doc	19220/1727
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Dec 13, 2022
Property Address	423 RYAN RD, CARY, NC 27511-3528
Document Number	19220/1727
Book / Page	19220 / 1727
Map Reference	MB 1977 PG 553
Instrument Date	Dec 8, 2022
Transaction Type	Transfer
Record Updated	Dec 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	423 RYAN RD, CARY, NC 27511-3528

Mortgage

Document Number	0192201730
Date	Dec 13, 2022
Instrument	19220/1730

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 1, 2034
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	12.1%
Index	1-Year T-Bill
Margin	3
Max Rate	12.1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	423 RYAN RD, CARY, NC 27511-3528
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018739/243
Date	Oct 8, 2021
Book Page	18739/243

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	423 RYAN RD, CARY, NC 27511-3528
Document Number	176921205
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	423 RYAN RD CARY NC 275113528, CARY, NC 27511-3528

Mortgage

Document Number	176921205
Date	Dec 20, 2019
Book Page	017692/001205

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Aug 3, 2017
Property Address	423 RYAN RD, CARY, NC 27511-3528
Document Number	168670639
Book / Page	016867 / 000639
Instrument Date	Aug 3, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	423 RYAN RD CARY NC 275113528, CARY, NC 27511-3528

Mortgage

Document Number	168670641
Date	Aug 3, 2017
Book Page	016867/000641

Lender

Name	TOWNE MTG/CAROLINAS
Type	Mortgage Company
Address	RALEIGH, NC 27609

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Mar 10, 2017
Property Address	423 RYAN RD, CARY, NC 27511-3528
Document Number	167171928
Book / Page	016717 / 001928
Instrument Date	Mar 8, 2017
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$285.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3201 MEADOWVISTA CT RALEIGH NC 276069409, RALEIGH, NC 27606-9409

Tax Assessment & Valuation

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,985.00 (+57.13%)	$696,019 (+84.06%) Land $275,000 Building $421,019	$696,019 (+84.06%) Land $275,000 Building $421,019
2023	$3,809.00	$378,149 Land $135,000 Building $243,149	$378,149 Land $135,000 Building $243,149

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2016–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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