423 Riverside Dr, Baltimore (Essex), MD 21221 Property Records

Baltimore County property record for 423 Riverside Dr, Baltimore, MD 21221

Property Summary

Property TypeSingle Family Home
Details1 ba · 912 sqft · built 1924
Lot Size0.135 acres (5,876 sqft)
Owner2 Individual Names on File
Last Sale$66,000 (Mar 1988)
Tax Bill$2,225 (2024)
Deeds & MortgagesMortgage
Feb 2024 Reverse Mortgage
APN15-1523155600

Property Details

APN / Parcel Number

Primary APN15-1523155600
Alternative APN
  • 1523155600

Interior

Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1924
Effective Year BuiltEffective 1924
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,876 sqft (0.135 acres)
Lot Dimensions113 ft deep x 52 ft wide
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1523155600
Street Address423 RIVERSIDE DR
CityBALTIMORE
StateMD
Zip21221-6831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionESSEX
Legal SubdivisionESSEX
Legal Block4M
Legal Lot Number13
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1012
Census Tract450400

Owner

Source: Baltimore County records, as of March 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address423 RIVERSIDE DR, ESSEX, MD 21221-6831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
Feb 16, 2024Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 14, 1988 · Amount on File
Deed SaleMar 14, 1988 · Amount on File
Deed Book / Page7814 / 422
Record UpdatedJun 8, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address423 RIVERSIDE DR, BALTIMORE, MD 21221-6831
Transaction TypeMortgage
Record UpdatedMar 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 RIVERSIDE DR, BALTIMORE, MD 21221-6831

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address423 RIVERSIDE DR, BALTIMORE, MD 21221-6831
Transaction TypeMortgage
Record UpdatedMar 6, 2024
Title CompanyF/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 RIVERSIDE DR, BALTIMORE, MD 21221-6831

Mortgage

Document Number0487870300
DateFeb 16, 2024
Book Page48787/300
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount on Record
Term899 Months
DueJan 4, 2099
Interest
Rate8.45%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2024
Change FrequencyMonthly
Index1-Year CMT
Max Rate13.4%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$146,667 (+13.17%)$155,200 (+19.75%) Land $62,100 Building $93,100
2024$2,225.00 (+103.57%)
2023$1,093.00 Homeowner's exemption$129,600 Land $60,800 Building $68,800$129,600 Land $60,800 Building $68,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1979–2017)
Claims Outside the SFHA5 of 11
Most Recent ClaimAug 2017 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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