Worcester County and Winchendon Town property record for 423 River St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,544 sqft · built 1870 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $309,000 (Oct 2024) |
| Tax Bill | $3,503 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Dec 2018 Line of Credit |
| APN | WINC M:5D1 B:0 L:7 |
| Primary APN | WINC M:5D1 B:0 L:7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,544 sqft Living Area |
| Gross Area | 3,260 sqft |
| Basement Area | 639 sqft |
| Unfinished Basement | 639 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.188 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 423 RIVER ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C2 |
| Legal Lot Number | 7 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 702202 |
423 River St is owned and occupied by an individual who bought it in October 2024.
Source: Worcester County and Winchendon Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 RIVER ST, WINCHENDON, MA 01475-1051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2017 | Deed of Trust, Mortgage I-C FCU |
| Dec 26, 2018 | Deed of Trust, Mortgage · Line of Credit I-C FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2024 · Amount on File |
| Deed Sale | Oct 1, 2024 · Amount on File |
| Prior Sale | May 9, 2003 · Amount on File |
| Deed Document Number | 202480486 |
| Deed Book / Page | 71102 / 11 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 423 RIVER ST, WINCHENDON, MA 01475-1051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57145-163 |
|---|---|
| Date | May 22, 2017 |
| Book Page | 57145/163 |
| Instrument | 51541 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 423 RIVER ST, WINCHENDON, MA 01475-1051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 59868-105 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 59868/105 |
| Instrument | 136474 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jan 1, 2043 |
The 2025 property tax bill for 423 River St was $3,503, up 3.6% from the year before.
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,503.00 (+3.64%) | $298,100 (+10.61%) Land $38,900 Building $259,200 | $293,645 (+2.35%) |
| 2024 | $3,380.00 (-4.9%) | $269,500 (+1.62%) Land $37,900 Building $231,600 | $286,900 |
| 2023 | $3,554.00 | $265,200 Land $36,200 Building $229,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 423 River St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 River St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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