423 River Rd, Eliot, ME 03903 Property Records

York County and Eliot Town property record for 423 River Rd, Eliot, ME 03903

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,610 sqft · built 1976
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on Record
Last Sale	$370,000 (Oct 2019)
Tax Bill	$5,987 (2025)
Deeds & Mortgages	Sep 2023 Sale Jun 2020 Refinance + 2 more
Flood Zone	Zone AE (high risk)
APN	`ELIO M:33 B:1 L`

Property Details

APN / Parcel Number

Primary APN	`ELIO M:33 B:1 L`
Alternative APN	`1071`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	882 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1071
Street Address	423 RIVER RD
City	ELIOT
State	ME
Zip	03903-1363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Block	1
Jurisdiction	ELIOT ME
Township / Civil Division	ELIOT
Census Block Group	2
Census Block	2006
Census Tract	37000

Owner

Source: York County and Eliot Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	523 RIVER RD, ELIOT, ME 03903-1074
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed, Transfer
Jun 2, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Oct 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
Aug 15, 2017	Warranty Deed, Transfer WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on Record
Deed Sale	Oct 9, 2019 · Amount on Record
Prior Sale	Aug 15, 2017 · Amount on Record
Deed Book / Page	18067 / 171
Last Transfer Date	Sep 25, 2023
Transfer Doc	0193180223
Record Updated	Sep 20, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ELIOT ME
Recording Date	Sep 25, 2023
Property Address	423 RIVER RD, ELIOT, ME 03903-1363
Document Number	0193180223
Book / Page	19318 / 223
Instrument Date	Sep 25, 2023
Instrument	2023030258
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIVER RD, ELIOT, ME 03903-1363

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELIOT ME
Property Address	423 RIVER RD, ELIOT, ME 03903-1363
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182610148
Date	Jun 2, 2020
Book Page	18261/148
Instrument	2020023016

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Oct 9, 2019
Property Address	423 RIVER RD, ELIOT, ME 03903-1363
Document Number	0180670171
Book / Page	18067 / 171
Instrument Date	Oct 7, 2019
Instrument	2019042994
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	RED DOOR TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 MASON CIR, BEACON, NY 12508-2149

Mortgage

Document Number	2019042995
Date	Oct 9, 2019
Instrument	2019042995

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELIOT ME
Recording Date	Aug 15, 2017
Property Address	423 RIVER RD, ELIOT, ME 03903-1363
Document Number	0175380617
Book / Page	17538 / 0617
Instrument	2017033577
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017033578
Date	Aug 15, 2017
Instrument	2017033578

Lender

Name	WELLS FARGO BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2047

Tax Assessment & Valuation

Source: York County and Eliot Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Eliot Town
Unified School District	School Administrative District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,987.00 (+6.21%)	$532,200 (+11.88%) Land $346,800 Building $185,400
2024	$5,637.00 (+0.34%)	$475,700 (+3.73%) Land $314,900 Building $160,800
2023	$5,618.00 (+4.08%)	$458,600 (+2.8%) Land $310,300 Building $148,300	$569,240
2022	$5,398.00	$446,100 Land $310,300 Building $135,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1991–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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