423 Ridge Rd, Mountain Home, AR 72653 Property Records

Baxter County property record for 423 Ridge Rd, Mountain Home, AR 72653

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,659 sqft
Lot Size	0.665 acres (29,000 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2022)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-06966-108`

Property Details

APN / Parcel Number

Primary APN	`002-06966-108`
Alternative APN	`19286`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	29,000 sqft (0.665 acres)
Lot Dimensions	200 ft deep x 145 ft wide
Garage Type	Mixed
Driveway	Driveway
Driveway Area	384 sqft

Exterior Amenities

Porch	Glass Porch
Porch Area	180 sqft
Patio Area	140 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	423 RIDGE RD
City	MOUNTAIN HOME
State	AR
Zip	72653-8896
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108 OF REPLAT OF MOUNTAIN ACRES
Legal Subdivision	MOUNTAIN ACRES
Legal Lot Number	108
Jurisdiction	BAXTER AR
Township / Civil Division	UNION
Census Block Group	3
Census Block	3018
Census Tract	950600

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	423 RIDGE RD, MOUNTAIN HOME, AR 72653-8896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2022 · Amount on Record
Deed Sale	May 20, 2022 · Amount on Record
Deed Document Number	2022-L202205748
Deed Book / Page	2022 / L202205748
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	May 20, 2022
Property Address	423 RIDGE RD, MOUNTAIN HOME, AR 72653-8896
Document Number	L202205748
Instrument Date	May 20, 2022
Instrument	L202205748
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	ALLEY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIDGE RD, MOUNTAIN HOME, AR 72653-8896

Mortgage

Document Number	L202205749
Date	May 20, 2022
Instrument	L202205749

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Unified School District	Mountain Home School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00 (-6.81%) Homeowner's exemption	$44,600 Land $2,100 Building $42,500
2024	$1,469.00 (-4.86%)
2023	$1,544.00 (+43.76%)		$223,000 Land $10,500 Building $212,500
2022	$1,074.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of Arkansas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH EAST PUBLIC WATER AUTH serves 4,665 people · EPA ID AR0000033
Water Source	Purchased surface water from MOUNTAIN HOME WATERWORKS
Last State Inspection	Mar 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20