423 Ridge Dr, San Marcos, TX 78666 Property Records

Guadalupe County property record for 423 Ridge Dr, San Marcos, TX 78666

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1995
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$358,997 (Nov 2023)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G0152000000800000`

Property Details

APN / Parcel Number

Primary APN	`1G0152000000800000`
Alternative APNs	`000000015736` `000000268504` `000000292814` `15736`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Living Area
Gross Area	2,190 sqft
1st Floor Area	1,520 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	423 RIDGE DR
City	SAN MARCOS
State	TX
Zip	78666-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 8 BLK: ADDN: BAKER CREEK VILLAGE 0.8600 AC.
Legal Subdivision	BAKER CREEK VILLAGE
Legal Block	1
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SEGUIN
Census Block Group	1
Census Block	1011
Census Tract	210508

Owner

423 Ridge Dr is owned and occupied by an individual who bought it in November 2023.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	423 RIDGE DR, SAN MARCOS, TX 78666-2014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 30, 2018	Deed of Trust, Mortgage RANDOLPH BROOKS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on File
Deed Sale	Nov 14, 2023 · Amount on File
Prior Sale	Feb 24, 2022 · Amount on File
Deed Document Number	202327947
Prior Transfer Date	Feb 16, 2022
Prior Transfer Doc	0000006146
Record Updated	Sep 20, 2026

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Nov 14, 2023
Property Address	423 RIDGE DR, SAN MARCOS, TX 78666-2014
Document Number	0099027947
Map Reference	VOL 6 PG 145-147
Instrument Date	Nov 13, 2023
Instrument	202399027947
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	NOT AVAILABLE, CORRIDOR TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIDGE DR, SAN MARCOS, TX 78666-2014

Mortgage

Document Number	0099027948
Date	Nov 14, 2023
Instrument	202399027948

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Feb 24, 2022
Property Address	423 RIDGE DR, SAN MARCOS, TX 78666-2014
Document Number	0099006146
Map Reference	VOL 6 PG 145-147
Instrument Date	Feb 16, 2022
Instrument	202299006146
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 RIDGE DR, 523, SAN MARCOS, TX 78666-2091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIDGE DR, SAN MARCOS, TX 78666-2014

Mortgage

Document Number	0099006147
Date	Feb 24, 2022
Instrument	202299006147

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	423 RIDGE DR, SAN MARCOS, TX 78666-2014
Document Number	0000012104
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIDGE DR SAN MARCOS TX 786662014, SAN MARCOS, TX 78666-2014

Mortgage

Document Number	0000012104
Date	Jun 5, 2018
Instrument	12104

Lender

Name	RANDOLPH BROOKS FCU
Type	Credit Union
Address	UNIVERSAL CITY, TX 78148

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 423 Ridge Dr was $2,858 with a homeowner's exemption, down 16% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Unified School District	Navarro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,854 (+2.8%) Land $104,329 Building $198,525	$302,854 (+2.8%) Land $104,329 Building $198,525
2025	$2,858.00 (-15.99%) Homeowner's exemption	$294,601 Land $65,640 Building $228,961	$294,601 Land $65,640 Building $228,961
2024	$3,402.00 (+68.67%)
2023	$2,017.00 (-18.96%) Homeowner's exemption	$316,950 Land $73,129 Building $243,821	$316,950 Land $73,129 Building $243,821
2022	$2,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1998–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Ridge Dr is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL CLEAR SUD serves 20,766 people · EPA ID TX0940015
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2019 Total trihalomethanes resolved · Jul 2019 Failure to filter resolved · Apr 2012
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Guadalupe Valley Electric Cooperative Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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