423 Ramsgate Rd, Cranberry Township, PA 16066 Property Records

Butler County property record for 423 Ramsgate Rd, Cranberry Township, PA 16066

Property Summary

Property Type	Vacant Land
Details	2.5 ba · 1,986 sqft · built 2025
Lot Size	0.032 acres (1,394 sqft)
Owner	Individual Name on File
Last Sale	$542,990 (Feb 2026)
Tax Bill	$14 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`130 S47 A1320000`

Property Details

APN / Parcel Number

Primary APN	`130 S47 A1320000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,986 sqft Living Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Townhouse
Lot Area	1,394 sqft (0.032 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	423 RAMSGATE RD
City	CRANBERRY TOWNSHIP
State	PA
Zip	16066-5728
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	0.032 AC - LOT 132R
Legal Subdivision	CRESCENT
Legal Lot Number	132R
Jurisdiction	BUTLER PA
Township / Civil Division	CRANBERRY
Census Block Group	1
Census Block	1003
Census Tract	912304

Owner

423 Ramsgate Rd, vacant land, is owned and occupied by an individual who bought it in February 2026.

Source: Butler County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	423 RAMSGATE RD, CRANBERRY TOWNSHIP, PA 16066-5728
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit WILMINGTON SAVINGS FUND SOCIETY
Sep 26, 2025	Deed of Trust, Mortgage · Construction Mortgage WILMINGTON SAVINGS FUND SOCIETY FSB
Feb 27, 2026	Deed, Subdivision Related Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026 · Amount on File
Deed Sale	Feb 27, 2026 · Amount on File
Deed Document Number	20263179
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Recording Date	Jun 5, 2026
Property Address	423 RAMSGATE RD, CRANBERRY TOWNSHIP, PA 16066-5728
Document Number	0000009590
Instrument Date	Jun 5, 2026
Instrument	20269590
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	REGENT SETTLEMENTS LP, REGENT SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000009590,
Date	Jun 5, 2026
Instrument	20269590

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER PA
Property Address	423 RAMSGATE RD, CRANBERRY TWP, PA 16066-5728
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 N ARCH ST, LANCASTER, PA 17603-2991

Mortgage

Document Number	0000015565
Date	Sep 26, 2025
Instrument	202509260015565

Lender

Name	WILMINGTON SAVINGS FUND SOCIETY FSB
Type	Bank
Address	500 DELAWARE AVE # 1212, WILMINGTON, DE 19801

Agreement

Type	Construction Mortgage
Amount	Amount on Record

February 2026: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BUTLER PA
Recording Date	Feb 27, 2026
Property Address	423 RAMSGATE RD, CRANBERRY TWP, PA 16066-5728
Document Number	0000003179
Map Reference	INST 202306270009157
Instrument Date	Feb 24, 2026
Instrument	202602270003179
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 14, 2026
Title Company	REGENT SETTLEMENTS LP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,429.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1725

Mortgage

Document Number	0000003180
Date	Feb 27, 2026
Instrument	202602270003180

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 423 Ramsgate Rd was $14, down 76.3% from the year before.

Source: Butler County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Butler County
County Subdivision	Cranberry Township
Unified School District	Seneca Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14.00 (-76.27%)	$330 (-) Land $330	$330 Land $330
2025	$59.00	$330 Land $330
			$330 Land $330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 423 Ramsgate Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1996–2010)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Ramsgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRANBERRY TWP WTP serves 42,000 people · EPA ID PA5100094
Water Source	Purchased surface water from WEST VIEW WATER AUTHORITY
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Armstrong Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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