423 Polo Dr, Saint Louis, MO 63105 Property Records

St. Louis County property record for 423 Polo Dr, Saint Louis, MO 63105

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,395 sqft · built 1930
Lot Size	0.216 acres (9,409 sqft)
Owner	2 Individual Names on File
Last Sale	$830,000 (Sep 2020)
Tax Bill	$13,532 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19K-64-0019`

Property Details

APN / Parcel Number

Primary APN	`19K-64-0019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,395 sqft Living Area
Gross Area	2,710 sqft
1st Floor Area	1,085 sqft
Basement Area	315 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	31 ft deep x 94 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	90 sqft
Deck Area	90 sqft
Patio Area	737 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	423 POLO DR
City	SAINT LOUIS
State	MO
Zip	63105-2652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	14R-2
Legal Description	SURVEY 1918-45-6
Legal Subdivision	US SURV 1918
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	1
Census Block	1013
Census Tract	216401

Owner

423 Polo Dr is owned and occupied by two individuals who bought it in September 2020.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 POLO DR, SAINT LOUIS, MO 63105-2652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2020 · Amount on File
Deed Sale	Sep 17, 2020 · Amount on File
Prior Sale	Aug 8, 2008 · Amount on File
Deed Document Number	2020554
Deed Book / Page	24330 / 502
Prior Transfer Date	Jan 7, 1997
Prior Transfer Doc	0000000770
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 17, 2020
Property Address	423 POLO DR, SAINT LOUIS, MO 63105-2652
Document Number	0243300502
Book / Page	24330 / 502
Instrument Date	Sep 10, 2020
Instrument	2020091700554
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6843 23RD AVE NE, 6843, SEATTLE, WA 98115-7033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 POLO DR, CLAYTON, MO 63105-2652

Mortgage

Document Number	2020091700555
Date	Sep 17, 2020
Instrument	2020091700555

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 423 Polo Dr was $13,532, up 10.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Clayton City
County	St. Louis County
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,600 (-) Land $94,150 Building $121,450	$1,134,700 (-) Land $495,500 Building $639,200
2025	$13,532.00 (+10.57%)	$215,600 Land $94,150 Building $121,450	$1,134,700 Land $495,500 Building $639,200
2024	$12,238.00 (+0.11%)
2023	$12,224.00 (+8.34%)	$179,920 (+14.26%) Land $94,150 Building $85,770	$946,900 Land $495,500 Building $451,400
2022	$11,283.00	$157,460 Land $105,910 Building $51,550
2021			$828,700 Land $557,400 Building $271,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 Polo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 Polo Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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