423 Pine St, Valparaiso, NE 68065 Property Records

Saunders County property record for 423 Pine St, Valparaiso, NE 68065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,548 sqft · built 1888
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2022)
Tax Bill	$2,987 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2987-22-4-13005-011-2500`

Property Details

APN / Parcel Number

Primary APN	`2987-22-4-13005-011-2500`
Alternative APN	`005802500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,548 sqft Living Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1888
Effective Year Built	Effective 1888
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	222 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Shed	1 Shed
Shed Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	423 PINE ST
City	VALPARAISO
State	NE
Zip	68065-5463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 3-5 BLOCK 11 ORIGINAL TOWN VALPARAISO; MAP NUMBER: 2987-22-4-13005-011-2500
Legal Range	05
Legal Township	13
Legal Section	22
Legal Subdivision	VALPARAISO-OT
Legal Block	11
Legal Lot Number	3-5
Jurisdiction	SAUNDERS NE
Township / Civil Division	OAK CREEK
Census Block Group	3
Census Block	3219
Census Tract	968200

Owner

423 Pine St is owned and occupied by two individuals who bought it in December 2022.

Source: Saunders County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 PINE ST, VALPARAISO, NE 68065-5463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on File
Deed Sale	Dec 5, 2022 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Document Number	202258
Deed Book / Page	589 / 50
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	423 PINE ST, VALPARAISO, NE 68065-5463
Transaction Type	Mortgage
Record Updated	Dec 28, 2022
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005890051
Date	Dec 5, 2022
Book Page	589/51
Instrument	2022-12-059

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Nov 29, 2018
Property Address	423 PINE ST, VALPARAISO, NE 68065-5463
Document Number	0005110901
Book / Page	000511 / 000901
Instrument Date	Nov 21, 2018
Instrument	305
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	NEBRASKA LAND TITLE AND ABSTRACT, NEBRASKA LAND TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 S PNE VALPARAISO NE 68065, VALPARAISO, NE 68065

Mortgage

Document Number	5110902
Date	Nov 29, 2018
Book Page	000511/000902
Instrument	306

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 423 Pine St was $2,987.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Oak Creek Township
Municipality	Valparaiso Village
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,987.00	$246,845 Land $26,250 Building $220,595	$246,845 Land $26,250 Building $220,595
2023	$3,953.00	$240,150 Land $26,250 Building $213,900	$240,150 Land $26,250 Building $213,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 Pine St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–1991)
Most Recent Claim	Jan 1991 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Pine St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF VALPARAISO serves 600 people · EPA ID NE3115511
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Nextlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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