Rio Arriba County property record for 423 Pine Ave, Chama, NM 87520
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,188 sqft · built 2000 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $169,514 (Sep 2023) |
| Tax Bill | $1,530 (2025) |
| Deeds & Mortgages | Sep 2023 Second Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R035016 |
| Primary APN | R035016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,188 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 7,405 sqft (0.17 acres) |
| Account Number | R035016 |
|---|---|
| Street Address | 423 PINE AVE |
| City | CHAMA |
| State | NM |
| Zip | 87520-0319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD ORIGINAL TOWNSITE OF CHAMA BLOCK 15 LOT 10 AND- LOT 11 , S 14 T 31N R 03E .17 AC. BKPG 31429,42702,5321019,5363915,53639 |
| Legal Range | 03E |
| Legal Township | 31N |
| Legal Section | 14 |
| Legal Subdivision | ORIGINAL TOWNSITE |
| Legal Block | 15 |
| Legal Lot Number | 10-11 |
| Jurisdiction | RIO ARRIBA NM |
| Township / Civil Division | TIERRA AMARILLA |
| Census Block Group | 1 |
| Census Block | 1104 |
| Census Tract | 500 |
Source: Rio Arriba County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5121 S WILT AVE, LAS CRUCES, NM 88011-8857 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| Sep 11, 2023 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2023 · Amount on Record |
| Deed Sale | Sep 11, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2013 · Amount on Record |
| Deed Document Number | 20233798 |
| Deed Book / Page | 546 / 3798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIO ARRIBA NM |
| Property Address | 423 PINE AVE, CHAMA, NM 87520-0319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5121 S WILT AVE, LAS CRUCES, NM 88011-8857 |
| Document Number | 00546/3800 |
|---|---|
| Date | Sep 11, 2023 |
| Book Page | 546/3800 |
| Instrument | 202303800 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 182 Months |
| Due | Nov 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RIO ARRIBA NM |
| Recording Date | Sep 11, 2023 |
| Property Address | 423 PINE AVE, CHAMA, NM 87520-0319 |
| Document Number | 00546/3798 |
| Book / Page | 546 / 3798 |
| Map Reference | PG 24 |
| Instrument Date | Sep 5, 2023 |
| Instrument | 202303798 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | CHAMA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5121 S WILT AVE, LAS CRUCES, NM 88011-8857 |
| Document Number | 0202303799 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 202303799 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Rio Arriba County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | New Mexico |
| County | Rio Arriba County |
| Municipality | Chama Village |
| Unified School District | Chama Valley Independent Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,469 (+3%) Land $8,941 Building $44,528 | $160,407 (+3%) Land $26,824 Building $133,583 | |
| 2025 | $1,530.00 (+10.39%) | $51,912 (+1.22%) Land $8,887 Building $43,025 | $155,735 (+1.22%) Land $26,661 Building $129,074 |
| 2024 | $1,386.00 (+50.65%) | $51,287 (+59.3%) Land $8,628 Building $42,659 | $153,860 (+59.3%) Land $25,884 Building $127,976 |
| 2023 | $920.00 (+14%) | $32,196 (+3%) Land $6,624 Building $25,572 | $96,587 (+3%) Land $19,872 Building $76,715 |
| 2022 | $807.00 | $31,258 Land $6,431 Building $24,827 | $93,774 Land $19,293 Building $74,481 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 15, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 62% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMA WATER SYSTEM serves 1,573 people · EPA ID NM3501021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2023 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Choice Broadband Fixed Wireless | 400 / 80 |
| Windstream DSL | 200 / 20 |
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