Bergen County and Northvale Borough property record for 423 Paulding Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,816 sqft · built 1990 |
| Lot Size | 0.207 acres (9,008 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Apr 2018) |
| Tax Bill | $15,602 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00113-0000-00003 |
| Primary APN | 40-00113-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 9,008 sqft (0.207 acres) |
| Lot Dimensions | 106 ft deep x 85 ft wide |
| Street Address | 423 PAULDING AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 85X106 (214,4) |
| Legal Block | 113 |
| Legal Lot Number | 3 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 PAULDING AVE, NORTHVALE, NJ 07647-1321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Apr 12, 2018 | Grant Deed, Transfer · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2018 · Amount on Record |
| Deed Sale | Apr 12, 2018 · Amount on Record |
| Prior Sale | Mar 28, 2014 · Amount on Record |
| Deed Document Number | 201818-024842 |
| Deed Book / Page | 2908 / 241 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 423 PAULDING AVE, NORTHVALE, NJ 07647-1321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034670405 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 3467/405 |
| Instrument | 2020005159 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 423 PAULDING AVE, NORTHVALE, NJ 07647-1321 |
| Document Number | 0038670706 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 423 PAULDING AVE NORTHVALE NJ 076471321, NORTHVALE, NJ 07647-1321 |
| Document Number | 0038670706 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 003867/000706 |
| Instrument | 133555 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 12, 2018 |
| Property Address | 423 PAULDING AVE, NORTHVALE, NJ 07647-1321 |
| Document Number | 0029080241 |
| Book / Page | 002908 / 000241 |
| Instrument Date | Mar 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | SAFELAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 PAULDING AVE NORTHVALE NJ 076471321, NORTHVALE, NJ 07647-1321 |
| Document Number | 29080247 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 002908/000247 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $819,700 (+74.85%) Land $417,500 Building $402,200 | $819,700 (+74.85%) Land $417,500 Building $402,200 | |
| 2025 | $15,602.00 (+3.94%) | $468,800 (+4.25%) Land $245,300 Building $223,500 | $468,800 (+4.25%) Land $245,300 Building $223,500 |
| 2024 | $15,010.00 (+10.53%) | ||
| 2023 | $449,700 Land $245,300 Building $204,400 | $449,700 Land $245,300 Building $204,400 | |
| 2022 | $13,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures