Delta County property record for 423 Palmer St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,104 sqft · built 1907 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Nov 2021) |
| Tax Bill | $1,109 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R014469 |
| Primary APN | R014469 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Flooring | Laminate Plank |
| Interior Walls | Plaster |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R014469 |
|---|---|
| Street Address | 423 PALMER ST |
| City | DELTA |
| State | CO |
| Zip | 81416-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 423 PALMER ST DELTA 81416 S: 13 T: 15S R: 96W SUBDIVISION: ORIGINAL DELTA BLOCK: 21 LOT: 5 AND:- LOT: 6 TOTAL ACRES 0.20 +/- DELTA ORIGINAL SUB BLK 21 LT 5&6 SEC 13 T15S R96W 6PM BK 307 PG 127 BK 557 PG 365 BK 560 PG 520 BK 663 PG 118 BK 682 PG 629 B |
| Legal Subdivision | ORIGINAL DELTA |
| Legal Block | 21 |
| Legal Lot Number | 5 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 965100 |
Source: Delta County records · APN R014469
Assessment roll updated May 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 PALMER ST, DELTA, CO 81416-1737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT |
| Jan 26, 2024 | Intrafamily Transfer, Transfer |
| Nov 08, 2021 | Special Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 08, 2021 · Amount on Record |
| Deed Sale | Nov 08, 2021 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Document Number | 2021734216 |
| Last Transfer Date | Jan 26, 2024 |
| Transfer Doc | 0000751021 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 12, 2026 |
| Property Address | 423 PALMER ST, DELTA, CO 81416-1737 |
| Document Number | 0000767667 |
| Instrument Date | May 01, 2026 |
| Instrument | 2026767667 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 423 PALMER ST, DELTA, CO 81416-1737 |
| Document Number | 0000767667, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026767667 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jan 26, 2024 |
| Property Address | 423 PALMER ST, DELTA, CO 81416-1737 |
| Document Number | 0000751021 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 751021 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 1630 RD, DELTA, CO 81416-3317 |
| Name | Verified Name |
|---|---|
| Address | 423 PALMER ST, DELTA, CO 81416-1737 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 08, 2021 |
| Property Address | 423 PALMER ST, DELTA, CO 81416-1737 |
| Document Number | 734216 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 734216 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 423 PALMER ST, DELTA, CO 81416-1737 |
| Document Number | 734217 |
|---|---|
| Date | Nov 08, 2021 |
| Instrument | 734217 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,109.00 (+17.6%) | $16,303 (+14.38%) Land $3,125 Building $13,178 | $260,854 (+22.62%) Land $50,000 Building $210,854 |
| 2024 | $943.00 (+3.97%) | $14,253 (-) Land $1,996 Building $12,257 | |
| 2023 | $907.00 (+94.64%) | $14,253 (+97.38%) Land $1,996 Building $12,257 | $212,732 (+104.76%) Land $29,796 Building $182,936 |
| 2022 | $466.00 | $7,221 Land $1,117 Building $6,104 | $103,895 Land $16,071 Building $87,824 |
Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Montrose Electric Association Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 473 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF DELTA serves 8,700 people |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures