423 Olympic Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 423 Olympic Dr, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,498 sqft · built 1982
Lot Size0.275 acres (11,970 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (Jul 2005)
Tax Bill$5,328 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN8813-04-455-023

Property Details

APN / Parcel Number

Primary APN8813-04-455-023

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,498 sqft Living Area
1st Floor Area1,498 sqft
Basement Area1,498 sqft
Finished Basement275 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,970 sqft (0.275 acres)
Lot Dimensions90 ft deep x 133 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area100 sqft
Deck Area156 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address423 OLYMPIC DR
CityWATERLOO
StateIA
Zip50701-4973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRANGERS SECOND ADDITION LOT 116
Legal Range13W
Legal Township88N
Legal Section04
Legal SubdivisionGRANGERS SECOND ADDITION
Legal Lot Number116
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2016
Census Tract1302

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address423 OLYMPIC DR, WATERLOO, IA 50701-4973
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2005 · Amount on Record
Deed SaleJul 21, 2005 · Amount on Record
Deed Document Number20052006001897
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address423 OLYMPIC DR, WATERLOO, IA 50701-4973
Transaction TypeMortgage
Record UpdatedMar 29, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 OLYMPIC DR, WATERLOO, IA 50701-4973

Mortgage

Document Number202300012545
DateMar 15, 2023
Instrument202300012545
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 6, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,328.00 (+9.4%) Homeowner's exemption$286,580 (+15.35%) Land $35,330 Building $251,250$286,580 (+15.35%) Land $35,330 Building $251,250
2024$4,870.00 (+14.48%)
2023$248,440 (+22.62%) Land $35,330 Building $213,110$248,440 (+22.62%) Land $35,330 Building $213,110
2022$4,254.00 Homeowner's exemption$202,610 Land $35,330 Building $167,280
2021$202,610 Land $35,330 Building $167,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2018)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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