423 Occidental Cir, Santa Rosa, CA 95401 Property Records

Sonoma County property record for 423 Occidental Cir, Santa Rosa, CA 95401

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,228 sqft · built 1986
Lot Size	2.29 acres (1 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2023)
Tax Bill	$5,441 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-542-046-000`

Property Details

APN / Parcel Number

Primary APN	`035-542-046-000`
Alternative APN	`035-542-046`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,228 sqft Living Area
1st Floor Area	568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	1 sqft
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Old Parcel Number	035-542-046
Street Address	423 OCCIDENTAL CIR
City	SANTA ROSA
State	CA
Zip	95401-6723
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CITYSR
Legal Description	WESTLANDS ESTS UNIT 2 LOT 46
Legal Subdivision	WESTLANDS EST
Legal Block	5
Legal Lot Number	46
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	5
Census Block	5005
Census Tract	153005

Owner

423 Occidental Cir, a planned unit development, is owned by two individuals who bought it in July 2023.

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	966 BORDEN VILLA DR, 303, SANTA ROSA, CA 95401-4494
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Apr 28, 2004 · Amount on File
Deed Document Number	202331207
Prior Transfer Date	Dec 21, 1995
Prior Transfer Doc	0000110869
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 7, 2023
Property Address	423 OCCIDENTAL CIR, SANTA ROSA, CA 95401-6723
Document Number	0000031207
Map Reference	MB 378 PG 20-22
Instrument Date	Jul 6, 2023
Instrument	2023031207
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	966 BORDEN VILLA DR APT 303, 303, SANTA ROSA, CA 95401-4494

Mortgage

Document Number	0000031208
Date	Jul 7, 2023
Instrument	2023031208

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	423 OCCIDENTAL CIR, SANTA ROSA, CA 95401-6723
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 OCCIDENTAL CIR, SANTA ROSA, CA 95401-6723

Mortgage

Document Number	0000122955
Date	Dec 22, 2020
Instrument	2020122955

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	423 OCCIDENTAL CIR, SANTA ROSA, CA 95401-6723
Document Number	0000018293
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 29, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 OCCIDENTAL CIR SANTA ROSA CA 954016723, SANTA ROSA, CA 95401-6723

Mortgage

Document Number	0000018293
Date	Mar 18, 2019
Instrument	18293

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 423 Occidental Cir was $5,441.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Secondary School District	Santa Rosa High School District (07 - 12)
Elementary School District	Wright Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,180 (+2%) Land $187,272 Building $280,908
2025	$5,441.00	$459,000 Land $183,600 Building $275,400
2023	$4,540.00 (+4.3%) Homeowner's exemption	$396,293 (+2%) Land $170,815 Building $225,478
2022	$4,353.00 Homeowner's exemption	$388,523 Land $167,466 Building $221,057

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 423 Occidental Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 Occidental Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Occidental Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures