Cooke County property record for 423 Oakview Rd, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,166 sqft · built 2020 |
| Lot Size | 0.535 acres (23,305 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,900 (Sep 2018) |
| Tax Bill | $11,581 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Jan 2020 Construction Loan + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7710-001-00001 |
| Primary APN | 7710-001-00001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,166 sqft Living Area |
| Gross Area | 4,342 sqft |
| 1st Floor Area | 2,166 sqft |
| 2nd Floor Area | 846 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 23,305 sqft (0.535 acres) |
| Lot Width | 189 ft Width |
| Garage Area | 195 sqft |
| Porch | Patio |
|---|---|
| Deck Area | 400 sqft |
| Storage Building | 195 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7710-001-00001 |
|---|---|
| Street Address | 423 OAKVIEW RD |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-7410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKVIEW EST; BLOCK SEC 1; LOT 1 & A PTS |
| Legal Subdivision | OAKVIEW EST |
| Legal Block | SEC |
| Legal Lot Number | 1 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | MUENSTER |
| Census Block Group | 2 |
| Census Block | 2062 |
| Census Tract | 200 |
Source: Cooke County records · APN 7710-001-00001
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1133 CASTLEROCK RD, ARGYLE, TX 76226-3548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jan 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage FIRST UNITED BANK & TRUST CO |
| Aug 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| May 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Sep 21, 2018 | Vendor's Lien, Transfer INDEPENDENT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2018 · Amount on Record |
| Deed Sale | Sep 21, 2018 · Amount on Record |
| Deed Document Number | 201886373 |
| Deed Book / Page | 2218 / 71 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 423 OAKVIEW RD, GAINESVILLE, TX 76240-7410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | TTA |
| Name | Verified Name |
|---|
| Document Number | 002349/320 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 2349/320 |
| Instrument | 2020-05876 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 423 OAKVIEW RD, GAINESVILLE, TX 76240-7410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002307/396 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 2307/396 |
| Instrument | 2020-00526 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 21, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 423 OAKVIEW RD, GAINESVILLE, TX 76240-7410 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Title Company | GLOBAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 002422/127 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 2422/127 |
| Instrument | 2021-04516 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 423 OAKVIEW RD, GAINESVILLE, TX 76240 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2307/396 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 2307/396 |
| Instrument | 2020-00526 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 21, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 423 OAKVIEW RD, GAINESVILLE, TX 76240 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Title Company | TTA |
| Name | Verified Name |
|---|
| Document Number | 2349/320 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 2349/320 |
| Instrument | 2020-05876 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOKE TX |
| Property Address | 423 OAKVIEW RD, GAINESVILLE, TX 76240 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2021 |
| Title Company | GLOBAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2422/127 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 2422/127 |
| Instrument | 2021-04516 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COOKE TX |
| Recording Date | Sep 21, 2018 |
| Property Address | 423 OAKVIEW RD, GAINESVILLE, TX 76240-7410 |
| Document Number | 002218/071 |
| Book / Page | 2218 / 071 |
| Map Reference | CAB B SL 131 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018-86373 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | TITLE RESOURCE, TITLE RESOURCES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 451 OAKVIEW RD, GAINESVILLE, TX 76240-7410 |
| Document Number | 0201886374 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 2018-86374 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 21, 2019 |
Source: Cooke County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Unified School District | Sivells Bend Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,581.00 (+9.88%) Homeowner's exemption | $1,055,419 (+21%) Land $539,612 Building $577,866 | $1,117,478 (+28.11%) Land $539,612 Building $577,866 |
| 2024 | $10,540.00 (-9.24%) | ||
| 2023 | $872,247 Land $374,706 Building $497,541 | $872,247 Land $374,706 Building $497,541 | |
| 2022 | $11,613.00 |
Source: FEMA National Flood Hazard Layer as of April 26, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 52% of the US · lower than 71% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AMG Technology Investment Group Fixed Wireless | 400 / 100 |
| Starlink Satellite | 280 / 30 |
| ElektraFi Fixed Wireless | 100 / 20 |
Based on FCC filings for 43 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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