St. Louis County property record for 423 Nancy Pl, Saint Louis, MO 63135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,234 sqft · built 1941 |
| Lot Size | 0.249 acres (10,851 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,950 (Oct 1997) |
| Tax Bill | $1,945 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage May 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 11H-41-0050 |
| Primary APN | 11H-41-0050 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| Gross Area | 1,582 sqft |
| 1st Floor Area | 1,234 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 10,851 sqft (0.249 acres) |
| Lot Dimensions | 70 ft deep x 70 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 188 sqft |
| Canopy | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 423 NANCY PL |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63135-1652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 22R-1C |
| Legal Description | FERGUSON ESTATES LOT PTS 20 & 21 |
| Legal Range | 6E |
| Legal Township | 46N |
| Legal Section | 02 |
| Legal Subdivision | FERGUSON ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 20,21 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | FERGUSON |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 212600 |
423 Nancy Pl is owned and occupied by an individual who bought it in October 1997.
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 NANCY PL, SAINT LOUIS, MO 63135-1652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 30, 2018 | Deed of Trust, Mortgage DELMAR FIN'L |
| May 22, 2017 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 1997 · Amount on File |
| Deed Sale | Oct 22, 1997 · Amount on File |
| Deed Document Number | 1997526 |
| Deed Book / Page | 1330 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 423 NANCY PL, SAINT LOUIS, MO 63135-1652 |
| Document Number | 0231460450 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | RESOLUTIONS TITLE INC, RESOLUTIONS TITLE INC-RESWARE |
| Name | Verified Name |
|---|---|
| Address | 429 NANCY PL FERGUSON MO 631351652, FERGUSON, MO 63135-1652 |
| Document Number | 0231460450 |
|---|---|
| Date | Aug 9, 2018 |
| Book Page | 023146/000450 |
| Instrument | 159 |
| Name | DELMAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 8, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 423 NANCY PL, SAINT LOUIS, MO 63135-1652 |
| Document Number | 0225701073 |
| Book / Page | 022570 / 001073 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 423 NANCY PL ST LOUIS MO 631351652, ST LOUIS, MO 63135-1652 |
| Document Number | 0225701073 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 022570/001073 |
| Instrument | 277 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 15, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 423 Nancy Pl was $1,945, up 13.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ferguson City |
| Unified School District | Ferguson-Florissant R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,050 (-) Land $3,630 Building $24,420 | $147,600 (-) Land $19,100 Building $128,500 | |
| 2025 | $1,945.00 (+13.41%) | $28,050 Land $3,630 Building $24,420 | $147,600 Land $19,100 Building $128,500 |
| 2024 | $1,715.00 (+0.53%) | ||
| 2023 | $1,706.00 (+1.67%) | $23,680 (+14.67%) Land $3,250 Building $20,430 | $124,600 Land $17,100 Building $107,500 |
| 2022 | $1,678.00 | $20,650 Land $4,160 Building $16,490 | |
| 2021 | $108,700 Land $21,900 Building $86,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 423 Nancy Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2019) |
| Most Recent Claim | Aug 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Nancy Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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