423 N Sumter St, Oglethorpe, GA 31068 Property Records

Macon County property record for 423 N Sumter St, Oglethorpe, GA 31068

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,288 sqft · built 1890
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on File
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3005-M-0001`

Property Details

APN / Parcel Number

Primary APN	`3005-M-0001`
Alternative APN	`4829`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,288 sqft Heated Area
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	36,155 sqft (0.83 acres)
Lot Dimensions	238 ft deep x 302 ft wide
Garage Area	433 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	304 sqft
Deck Area	240 sqft
Utility Building	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	4829
Street Address	423 N SUMTER ST
City	OGLETHORPE
State	GA
Zip	31068-9109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	007
Legal Description	423 SUMTER ST
Legal Subdivision	OG- CENTRAL RESIDENCE
Jurisdiction	MACON GA
Township / Civil Division	OGLETHORPE
Census Block Group	2
Census Block	2062
Census Tract	300

Owner

423 N Sumter St is owned and occupied by an individual who acquired it in February 2016.

Source: Macon County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	423 N SUMTER ST, OGLETHORPE, GA 31068-9109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Aug 22, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 22, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2016
Deed Sale	Feb 26, 2016
Deed Document Number	0000050954
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON GA
Property Address	423 N SUMTER ST, OGLETHORPE, GA 31068-9109
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N SUMTER ST, OGLETHORPE, GA 31068-9109

Mortgage

Document Number	0000000650/0000000756
Date	Aug 22, 2025
Book Page	0000000650/0000000756

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	473 Months
Due	Jan 1, 2065

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON GA
Property Address	423 N SUMTER ST, OGLETHORPE, GA 31068-9109
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N SUMTER ST, OGLETHORPE, GA 31068-9109

Mortgage

Document Number	0000000650/0000000748
Date	Aug 22, 2025
Book Page	0000000650/0000000748

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2065

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON GA
Property Address	423 N SUMTER ST, OGLETHORPE, GA 31068-9109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 N SUMTER ST, OGLETHORPE, GA 31068-9109

Mortgage

Document Number	0000000550/0000000051
Date	Oct 22, 2018
Book Page	0000000550/0000000051

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 423 N Sumter St was $2,123 with a homeowner's exemption.

Source: Macon County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Macon County
Municipality	Oglethorpe City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00 Homeowner's exemption	$55,607 Land $3,751 Building $51,856	$139,018 Land $9,378 Building $129,640
2023	$2,403.00 (+34.85%) Homeowner's exemption	$55,607 (+34.31%) Land $3,751 Building $51,856	$139,018 (+34.31%) Land $9,378 Building $129,640
2022	$1,782.00 Homeowner's exemption	$41,403 Land $3,751 Building $37,652	$103,508 Land $9,378 Building $94,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 N Sumter St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Mar 1998 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 N Sumter St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGLETHORPE serves 4,129 people · EPA ID GA1930003
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect.

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