423 N Sumac St, Gardner, KS 66030 Property Records

Johnson County property record for 423 N Sumac St, Gardner, KS 66030

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,598 sqft · built 1995
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,203 (2025)
Deeds & Mortgages	Mar 2017 Mortgage May 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`CP27800001-0008`

Property Details

APN / Parcel Number

Primary APN	`CP27800001-0008`
Alternative APNs	`0461362404015011000` `R3816`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,598 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,198 sqft
Basement Area	990 sqft
Finished Basement	400 sqft
Unfinished Basement	590 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
View / Lot	Neighborhood / Spot
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Raised Porch
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	R3816
Street Address	423 N SUMAC ST
City	GARDNER
State	KS
Zip	66030-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FARRINGTON PLACE II LT 8 BLK 1 GAC 83 2B 1 8
Legal Subdivision	FARRINGTON PLACE II
Legal Block	1
Legal Lot Number	8
Jurisdiction	JOHNSON KS
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2009
Census Tract	53707

Owner

423 N Sumac St is owned and occupied by two individuals who acquired it in May 2021.

Source: Johnson County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Jun 9, 2006	Deed of Trust, Mortgage · Conventional Mortgage EQUIFIRST CORP
Jun 9, 2006	Deed of Trust, Mortgage · ARM EQUIFIRST CORP
Jun 3, 2014	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Mar 27, 2017	Warranty Deed, Transfer CONTINENTAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021
Deed Sale	May 5, 2021
Prior Sale	Mar 27, 2017
Deed Book / Page	202105 / 1360
Prior Transfer Date	Apr 2, 2009
Prior Transfer Doc	200904/008567
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201703/008065
Date	Mar 28, 2017
Book Page	201703/008065

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105/3892
Date	May 11, 2021
Book Page	202105/3892

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200606/003801
Date	Jun 9, 2006
Book Page	200606/003801

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200606/003800
Date	Jun 9, 2006
Book Page	200606/003800

Lender

Name	EQUIFIRST CORP
Type	Subprime Lender
Address	CHARLOTTE, NC 28273

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	8.1%
Type Change Date	Jul 1, 2008
Change Frequency	6 Months
Min Rate At Change	8.1%
Max Rate At Change	11.1%
Index	6-Month LIBOR
Max Rate	14.1%

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KS
Property Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALPHA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201406/001082
Date	Jun 3, 2014
Book Page	201406/001082

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2044

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	May 5, 2021
Property Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Document Number	202105/1360
Book / Page	202105 / 1360
Instrument Date	Apr 26, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2021053892
Date	May 5, 2021
Instrument	202105/3892

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON KS
Recording Date	Mar 27, 2017
Property Address	423 N SUMAC ST, GARDNER, KS 66030-1747
Document Number	201703/007494
Book / Page	201703 / 007494
Instrument Date	Mar 21, 2017
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 423 N Sumac St was $4,203, up 6.2% from the year before.

Source: Johnson County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Kansas
County	Johnson County
Municipality	Gardner City
Unified School District	Gardner Edgerton Unified School District 231 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,203.00 (+6.22%)	$34,730 (+6.86%) Land $6,215 Building $28,515	$302,000 (+6.86%) Land $54,040 Building $247,960
2024	$3,957.00 (+1.62%)	$32,499 (+4.78%) Land $6,215 Building $26,284	$282,600 (+4.78%) Land $54,040 Building $228,560
2023	$3,894.00 (+7.6%)	$31,016 (+8.75%) Land $6,215 Building $24,801	$269,700 (+8.75%) Land $54,040 Building $215,660
2022	$3,619.00	$28,520 Land $5,361 Building $23,159	$248,000 Land $46,620 Building $201,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 423 N Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 423 N Sumac St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARDNER serves 23,942 people · EPA ID KS2009106
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
KWIKOM Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Mercury Fiber, Wisper ISP.

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